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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Very secure to use for online payments

Very secure to use for online payments Reviewed on: 3rd June 2026

I have always felt safe using PayPal and the range o...

I have always felt safe using PayPal and the range of services provided is excellent. Communication is first class and I have not e perceived any problems or difficulties using the service. Reviewed on: 3rd June 2026

Excellent repayment options.

Excellent repayment options. Many retailers options for quicj and wasy online purchases. Reviewed on: 3rd June 2026

Very convenient

It is a hugely convenient way to pay, especially with the credit card and interest free payments Reviewed on: 3rd June 2026

Comfortable service

Use it regularly very happy with the service Reviewed on: 3rd June 2026

Always smooth easy transactions whenever buying onli...

Always smooth easy transactions whenever buying online or in person Reviewed on: 3rd June 2026

Excellent service

Simply great, Been able to make purchases that has made my lifestyle rewarding Reviewed on: 3rd June 2026

A very good service all round thank you

A very good service all round thank you Reviewed on: 3rd June 2026

Easy to use and apply for.

Easy to use and apply for. Simple to pay off before interest. Reviewed on: 3rd June 2026

I am a long Paypal user both debit and credit.

I am a long Paypal user both debit and credit. the customer service is excellent I had an issue with a vendor and they sort out my issue quickly. Also, the 4 months no interest payment plans saved me a lot! I definitely recommend getting and linking your accounts with them. Reviewed on: 3rd June 2026

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