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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181112 reviews)

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4.73

Based on 181,112 reviews, last reviewed 8th Aug 2026

45% increase in 5 star reviews

in the past 90 days

61% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

Worthy, reliable Very easy and quick process, no issue in getting it, straightforward terms and condition Reviewed on: 8th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181112)

Plenty of options to pay, rewards process and clear...

Plenty of options to pay, rewards process and clear communication. Reviewed on: 3rd June 2026

Couldn’t manage without PayPal .

Couldn’t manage without PayPal . It’s efficient secure and assists with budgeting at zero add cost Reviewed on: 3rd June 2026

Easy to set up, easy approval and management.

Easy to set up, easy approval and management. Reviewed on: 3rd June 2026

It’s a great way to pay online or in person.

It’s a great way to pay on line or in person. And customer service are always very helpful if you have any issues. Reviewed on: 3rd June 2026

Amazing service, very easy to manage and very access...

Amazing service, very easy to manage and very accessible Reviewed on: 3rd June 2026

Iv been using it for years

Iv been using it for years and never had any issues , easy repayment scheme, and always there ready to use when you need it most even in the hardest of times . Reviewed on: 3rd June 2026

Great overall

I love the possibility to pay by 3 and PayPal credit option in times of difficulty. Also, appreciate 0% for 4 months on big purchases - very useful! Overall, great experience throughout. Reviewed on: 3rd June 2026

If you don't have PayPal you are missing out

Just overall excellent and very handy to have choices of card, credit card, credit and pay in 3. I use it for almost all payments Reviewed on: 3rd June 2026

Excellent customer service Fast response and helpful

Excellent customer service Fast response and helpful Reviewed on: 3rd June 2026

Excellent offer regarding payment terms

Excellent offer regarding payment terms Reviewed on: 3rd June 2026

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