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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

EXCELLENT SERVICES BY PAYPAL

I had an excellent experience with paypal whilst using paypal credit and whenever i need paypal help, they are really helpful and quick. Reviewed on: 2nd June 2026

All positive.

All positive. Just takes a while for credit payments to go through Reviewed on: 2nd June 2026

The safety it guarantees .

The safety it guarantees and also being able to use it for everyday essentials when needed Reviewed on: 2nd June 2026

Fast save and easy to checkout.

Fast save and easy to checkout. Excellence customer service will help in second. Also secure payment so you can always get your money back Reviewed on: 2nd June 2026

easy to navigate, quick.

easy to navigate, quick. reasonable customer service. Reviewed on: 2nd June 2026

I always found PayPal helpful towards paying my purc...

I always found PayPal helpful towards paying my purchases easy payments plan. Buy now pay later in monthly fixed payments not paying any extra Reviewed on: 2nd June 2026

Very easy to use functions and helpful staff

Very easy to use functions and helpful staff Reviewed on: 2nd June 2026

My experience with PayPal credit

I’ve been using PayPal credit for over a year or two now and it’s been excellent. Allowing me to pay for things in advance has been really helpful with holidays and grifts etc. It has enabled me to have much more financial freedom and the payment back couldn’t be easier with the direct debts so I don’t even need to go out of my way to pay back it’s just done automatically which is probably my favourite part about it is how simple it is. I would recommend PayPal credit to anyone. Reviewed on: 2nd June 2026

An Easy to use no hassle secure payment option which...

An Easy to use no hassle secure payment option which is always at hand Reviewed on: 2nd June 2026

PayPal credit account was easy to open and gives reg...

PayPal credit account was easy to open and gives regular and useful notifications regarding payments etc Reviewed on: 2nd June 2026

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