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PayPal: PayPal Credit reviews

4.90
Based on 62,849 reviews, last reviewed 14th Apr 2026
1109100% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Great service & offers. Great service & offers. Really helpful Reviewed on: 14th April 2026
Salman I's avatar
Salman I

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (62849)

Great idea

5
I used PayPal credit once. And it was life saving for me. Reviewed on: 8th July 2022

Easy and straightforward to use

5
I love paypal credit its easy and straightforward to use which is what you want when shopping online. Reviewed on: 8th July 2022

PayPal credit

5
I absolutely love PayPal credit and use it quite often to be honest When my work pays me wrong pay and I don’t have enough money in my account I can use PayPal credit to pay for things and it makes things so much easier for me Reviewed on: 8th July 2022

Easy to use, no issues

5
I love using PayPal credit. It’s easy to use, and practical. I also pay it back straight away and feel at ease. Reviewed on: 8th July 2022

Fantastic

5
Paypal has been an absolute life saver when it comes to Christmas birthdays wedding. Completely saved the day countless times. Reviewed on: 8th July 2022

Convenient and easy

4
Just so easy to use at your convenience when needed especially in these times Reviewed on: 8th July 2022

Easy to use

5
PayPal is very easy to use and makes payment very easy. Reviewed on: 8th July 2022

excellent service

5
I applied for a paypal credit card and was accepted very quickly with a generous credit limit very easy to use and linked to my ebay account Reviewed on: 8th July 2022

easy to use

5
paypal is awesome. really streamlined and easy to use. never had any problems using payoal Reviewed on: 28th June 2022

Good option

4
This has been a good option for me, With great offers of 0% interest for so many months, I would definitely recommend PayPal Reviewed on: 25th June 2022

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