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PayPal: PayPal Credit reviews

4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

It helps a lot and the Fantatics ' service

5
It helps a lot and the Fantatics ' service Reviewed on: 2nd June 2026

Very positive experience with PayPal Credit.

4
Very positive experience with PayPal Credit. Easy to use, simple to manage, and the interest-free offers have been helpful. Everything has worked smoothly for me Reviewed on: 2nd June 2026

Good services, good experience, so fast

5
Good services, good experience, so fast Reviewed on: 2nd June 2026

Was good, now rock solid

5
Even when the website has not worked for some reason, the telephone service has always let me stay on top of my account. Haven't had even that sort of problem for years. Reviewed on: 2nd June 2026

Purchased pc upgrades with paypal credit and got a b...

5
Purchased pc upgrades with paypal credit and got a brilliant credit limit and easy to pay off great experience Reviewed on: 2nd June 2026

Excellent pay in three and PayPal credit features al...

5
Excellent pay in three and PayPal credit features also excellent customer service Reviewed on: 2nd June 2026

PayPal is my preferred way of paying whether that be...

5
PayPal is my preferred way of paying whether that be in full or with PayPal credit. I like having that I can be certain that if there is an issue with anything I purchase that I can get it resolved within a timely manner. Reviewed on: 2nd June 2026

Nice and easy

5
It really great to use and very helpful Reviewed on: 2nd June 2026

Easy to use

5
Easy to use and make payments, never had an issue logging in or using it at checkout. Reviewed on: 2nd June 2026

Easy and trustworthy.

5
Easy and trustworthy. The benchmark in how handling transactions should be done Reviewed on: 2nd June 2026

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