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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,106 reviews, last reviewed 6th Aug 2026

55% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

Faultless and recommended

Agents are always kind and patient and Paypal were the first to trust me and Ive never let them down. Their trust meant the world. Reviewed on: 2nd June 2026

I have always had a good experience with PayPal.

I have always had a good experience with PayPal. Always solves a report case when i file a case. Customer service is very good too. Reviewed on: 2nd June 2026

Paypal credit is great .

Paypal credit is great . It is there for those rainy days when you need a brolly Reviewed on: 2nd June 2026

PayPal credit is designed to extract value.

PayPal credit is designed to extract value in the form of interest from the most financially vulnerable individuals in society. They process payments as a business but struggle to process payments when they have late payment and interest incentives. Bottom line is ll they care about is the bottom line. Reviewed on: 2nd June 2026

Love The PayPal Credit Card

I love everything about. Paypal, Free Credit I can save money for all kinds of things Holidays or that expensive present that I’ve always wanted this is so easy with PayPal. Reviewed on: 2nd June 2026

I have never had a problem can’t fault pay pal

I have never had a problem can’t fault pay pal Reviewed on: 2nd June 2026

Quick and efficient service

Quick and efficient service and customer service Reviewed on: 2nd June 2026

Easy to use, always excellent service

Easy to use, always excellent service Reviewed on: 2nd June 2026

Very reliable and good service, good to know that if...

Very reliable and good service, good to know that if there's an issue with a purchase im covered by not only a credit agreement but also PayPals goods and services agreement! Reviewed on: 2nd June 2026

Smooth experience whenever I'm using paypal, rarely...

Smooth experience whenever I'm using paypal, rarely run into a problem and help is available easily through the app. Reviewed on: 2nd June 2026

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