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PayPal: PayPal Credit reviews

4.90
Based on 75,790 reviews, last reviewed 18th Apr 2026
2303500% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Fab service, extremely convenient & easy to navigate Fab service, extremely convenient & easy to navigate Reviewed on: 18th April 2026
Lou's avatar
Lou

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (75790)

Excellent service any problems that I have had have...

5
Excellent service any problems that I have had have been resolved with 100% satisfaction Reviewed on: 1st June 2024

Easy to manage and good consumer service

5
Easy to manage and good consumer service Reviewed on: 1st June 2024

Ease of use

5
Secure and easy to navigate in app. Reviewed on: 1st June 2024

Never had an issue with paypal credit, They sort eve...

5
Never had an issue with paypal credit, They sort everything out for you and now you can use it in physical stores its even better, unfortunatly it through a curve card but that is still unreal, I've been using Paypal Credit for over 5 years and never had an issue with them, also I've only used the customer service a few times but they are always caring for the situiation and always happy to help. Reviewed on: 1st June 2024

Great value and effortless user experience

5
Great value and effortless user experience Reviewed on: 1st June 2024

Great customer service when needed.

5
Great customer service when needed. And 0% finance is very good. Reviewed on: 1st June 2024

Easy to use, the app is great,customer service is he...

5
Easy to use, the app is great,customer service is helpful, I have contacted them twice which has always been a positive experience. Reviewed on: 1st June 2024

PayPal is very useful and secure

5
PayPal is very useful and secure Reviewed on: 1st June 2024

It’s so easy to pay for purchases

5
It’s so easy to pay for purchases Reviewed on: 1st June 2024

PayPal credit, life changer!

5
PayPal credit is an easy way to purchase more expensive items and make monthly repayments, often 3 months no interest is given which ideal to spread the cost of purchases. Reviewed on: 1st June 2024

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