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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

I love to shop through PayPal .

5
I love to shop through PayPal .I feel save when I make payments through Paypal. Reviewed on: 2nd June 2026

PP for many years they have always sorted any p...

5
Used PP for many years they have always sorted any problems Reviewed on: 2nd June 2026

Highly Recommended

5
I’ve been using PayPal for years and always had a good experience with them - it’s simple and straightforward to use and the customer service is great. I would and do recommend them as I’ve always used them when making transfers or receiving money safer and secure. Reviewed on: 2nd June 2026

Very easy and convenient to use.

5
Very easy and convenient to use.Especially when payday is a week or two away Reviewed on: 2nd June 2026

Super Convenient and Intuitive.

5
Super Convenient + Intuitive. Everything really makes sense and is super easy to track and check etc. no looo holes, no hidden things. PayPal credit has saved my life more than a once! Reviewed on: 2nd June 2026

Every thing with Paypal is excellent.

5
Every thing with Paypal is excellent. I like to use for payment, transaction and for send money is very easy and very secure, I really like it Reviewed on: 2nd June 2026

PayPal is simple to use hasslefree with great Cross...

5
PayPal is simple to use hasslefree with great Cross customer support. These ease of requesting payments and payments for businesses is simply perfection. Reviewed on: 2nd June 2026

They are very easy to use and their 0% interest is a...

5
They are very easy to use and their 0% interest is a great feature Reviewed on: 2nd June 2026

Always there to help

5
Paypal is always a good to for me , helps when short and pay back when I'm paid Reviewed on: 2nd June 2026

PayPal provides great flexibility with 4 months inte...

5
PayPal provides great flexibility with 4 months interest free on purchases. Reviewed on: 2nd June 2026

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