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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

Good protection for money.

5
Good protection for money. Great customer service and good way to stretch out money Reviewed on: 2nd June 2026

Always found PayPal to be helpful and accommodating.

5
Always found PayPal to be helpful and accommodating. Reviewed on: 2nd June 2026

Massive thanks to PayPal.

5
PayPal has helped me massively particularly when finances have been a struggle. I became a single mum 1 year ago and it has helped spread the costs of birthdays and Christmas so my children will always have everything they need. Thank you PayPal! Reviewed on: 2nd June 2026

Go for it

5
Paypal is easy to use for business & leisure - It’s quick - safe and very useful for spreading the cost of payments . I’d recommend for all ages . Reviewed on: 2nd June 2026

Great experience and easy to ise

5
Great experience and easy to ise Reviewed on: 2nd June 2026

Very Happy

5
Spreading the cost of a new phone over 3 payments was great. Made it a little more palatable. Reviewed on: 2nd June 2026

I've had an excellent experience using PayPal.

5
I've had an excellent experience using PayPal. The platform is easy to use, secure, and makes sending and receiving payments quick and hassle-free. I particularly appreciate the buyer protection and the peace of mind it provides when making online purchases. Transactions are processed smoothly, and the mobile app is convenient for managing payments on the go. Customer support has been helpful whenever I've needed assistance, and the overall reliability of the service has been outstanding. I would highly recommend PayPal to anyone looking for a trusted and secure online payment solution. Reviewed on: 2nd June 2026

Amazing service and excellent clear to use app.

5
Amazing service and excellent clear to use app. Reviewed on: 2nd June 2026

Very good

5
Gosto de fazer shopping na Shine Reviewed on: 2nd June 2026

Statement Issue

5
Had a call from Dennis at customer service as i was unable to download statements. He sorted the issue out in a few moments. 10 stars to him. Thank you for your help and support Dennis. Reviewed on: 2nd June 2026

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