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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 76,872 reviews, last reviewed 19th Apr 2026
2402800% increase in 5 star reviews
in the past 90 days
6900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Brilliant as always very safe, quick service and exc... Brilliant as always very safe, quick service and excellent customer service should you have a query Reviewed on: 19th April 2026
Smcs's avatar
Smcs

Latest lowest rating:

2

Not transparent at all. Not transparent at all. Vague statements, suspicious disconnects from customer support, Reviewed on: 19th April 2026
Greg W's avatar
Greg W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (76872)

Very good and excellent smooth transaction with purc...

5
Very good and excellent smooth transaction with purchases Reviewed on: 2nd June 2024
Olayide's avatar
Olayide

Always use this when needed

5
Always use this when needed use to buy a lot of dresses Reviewed on: 2nd June 2024
Donna T's avatar
Donna T

I have a very good experience and very friendly cust...

5
I have a very good experience and very friendly customer care where they listen to me with patience and resolved my issues Reviewed on: 2nd June 2024
Srikanth G's avatar
Srikanth G

Just so convenient and great service

5
Just so convenient and great service Reviewed on: 2nd June 2024
Paul W's avatar
Paul W

fast and easy way to borrow money

5
I have used PayPal Credit many times for buying pricy stuff, it is easy , fast and very affordable. Reviewed on: 2nd June 2024
naghmeh 's avatar
naghmeh

I haven’t had any bad experiences with pay pal up to...

5
I haven’t had any bad experiences with pay pal up to now. It’s straight forward to use, and makes online purchases easier. The app is easy to navigate and you can find all your purchases in one place. Reviewed on: 2nd June 2024
Jessica M's avatar
Jessica M

Reliable service, like it a lot !!!

4
Reliable service, like it a lot Reviewed on: 2nd June 2024
Zee S's avatar
Zee S

Ease, there when you need it, convenience, spread th...

5
Ease, there when you need it, convenience, spread the cost Reviewed on: 2nd June 2024
Andrew's avatar
Andrew

I managed to get credit which was easy and simple.

5
I managed to get credit which was easy and simple. Reviewed on: 2nd June 2024
M H's avatar
M H

Never had any issue while using PayPal

5
Never had any issue while using PayPal Reviewed on: 2nd June 2024
Zunnoran a's avatar
Zunnoran a

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