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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,106 reviews, last reviewed 6th Aug 2026

55% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

I use paypal a lot, it's simple and easy to use.

I use paypal a lot, it's simple and easy to use. Reviewed on: 2nd June 2026

Is very easy and i like to buy with paypall everythi...

Is very easy and i like to buy with paypall everything it can help me a lot Reviewed on: 2nd June 2026

I have great deal of confidence and piece of mind wh...

I have great deal of confidence and piece of mind when paying for my purchases through PayPal. Knowing if I come into issues I can contact PayPal with ease with my concerns. The customer service team are really helpful and easy to talk to. I would recommend PayPal to anyone I know all day long. Reviewed on: 2nd June 2026

Very easy to use.

Very easy to use. I would like to see quicker balance updates. Reviewed on: 2nd June 2026

PayPal pros

Great way to spread payments and keep on top of purchases. Reviewed on: 2nd June 2026

My understanding of this app

I have used PayPal for a number of years now and I have absolutely no complaints with the app! Reviewed on: 2nd June 2026

Good safe transactions and great help when you need...

Good safe transactions and great help when you need a refund Reviewed on: 2nd June 2026

Easy to use and helps you spread costs.

Easy to use and helps you spread the costs. Reviewed on: 2nd June 2026

Easy to use, and payoff each month

Easy to use, and payoff each month Reviewed on: 2nd June 2026

Papal has been a life saver

PayPal credit has been a life saver at times when I’ve needed to buy flights or other big package items with 0% APR for 4 months Reviewed on: 2nd June 2026

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