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PayPal: PayPal Credit reviews

4.90
Based on 75,660 reviews, last reviewed 18th Apr 2026
2291600% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Amazing service. Amazing service. Quick and trustworthy Reviewed on: 18th April 2026
Piyum S's avatar
Piyum S

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (75660)

paypal credit is great, easy to use and i love the 4...

5
paypal credit is great, easy to use and i love the 4 months interest free Reviewed on: 1st June 2024

It so secure when doing payments

5
It so secure when doing payments Reviewed on: 1st June 2024

Useful and easy

5
I have always found PayPal credit really useful. It has come in handy many times for larger purchases, and it is easy to pay back in installments. Reviewed on: 1st June 2024

Excellent service

5
Used for a long time had no problem Reviewed on: 1st June 2024

So easy to use and good options

5
So easy to use and a good amount of credit and options, interest free aswell is really helpful. I would say better than most leading credit cards. Don’t have to jump through hoops to get it either. Constantly reviewed Reviewed on: 1st June 2024

It’s a great help financially.

5
It’s a great help financially. You are able ti manage your finances very wisely. The service is over-all excellent including the customer support team. Reviewed on: 1st June 2024

Safety and ease!

5
Always feel safe with PayPal no matter what I’m doing. The credit option with 4 months 0% interest free period is great too so thank you! Have bought many things with PayPal credit and I’ve never had any problems and the app is easy to use and statements are easy to view. Would recommend it to my friends and family but they already use PayPal anyway! That’s how good it is :) Reviewed on: 1st June 2024

It was very simple to get approved and use the same.

5
It was very simple to get approved and use the same. Reviewed on: 1st June 2024

Paypal has always been Very Reliable.

5
Paypal has always been Very Reliable. Reviewed on: 1st June 2024

have no issues with paypal works for me

5
have no issues with paypal works for me Reviewed on: 1st June 2024

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