Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,479 reviews, last reviewed 18th Apr 2026
2274800% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excelente plataforma I have always had good experiences with this platform, I recommend it for its excellence and ease of use Reviewed on: 18th April 2026
Victor R's avatar
Victor R

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (75479)

Must have credit system

5
Great for spreading payments with boat in 3 and 4 months interest free credit. Been a great help for me buying furniture etc Reviewed on: 1st June 2024
Marilyn M's avatar
Marilyn M

Perfect for me

5
I find PayPal credit very helpful with buying my items, the 4 month interest free system is great for me to use when buying anything between 100 to 500 pounds so I can pay in two or the maximum of 4 months, my credit limit is is good at the moment not to much as to tempt someone in too spend it all but not too small either so the items I buy are in the price range that PayPal credit provides my to use. Payments made to pay off credit are useful so I can either pay the minimum each month if I wished or pay off earlier if I wanted too, over all this is perfect for me. Reviewed on: 1st June 2024
Robert c's avatar
Robert c

Very easy to use, reminders get sent , really good...

5
Very easy to use, reminders get sent , really good Reviewed on: 1st June 2024
April f's avatar
April f

Excellent App and payment platform

5
I’ve used PayPal credit many times now for big purchases. I find it so convenient and easy to use. Makes things so much more affordable. Reviewed on: 1st June 2024
TIMOTHY D's avatar
TIMOTHY D

Makes budgeting easier, and purchasing items more af...

5
Makes budgeting easier, and purchasing items more affordable Reviewed on: 1st June 2024
Kyrrie's avatar
Kyrrie

I have really had a wonderful time using PayPal credit.

5
I have really had a wonderful time using PayPal credit. The credit has been very helpful since most platforms support PayPal payments. Whether it’s buying pizza at Papa John’s or train tickets at trip.com. Reviewed on: 1st June 2024
Lucky Micheal's avatar
Lucky Micheal

Flexible paypal

5
PayPal is very flexible, you can pay in full or pay in three instalments or have full credit. I have used all three methods and have never had any issues. I only spend what I can afford to pay back Reviewed on: 1st June 2024
Susan W's avatar
Susan W

Never had a problem with PayPal and always tend to u...

5
Never had a problem with PayPal and always tend to use it when available Reviewed on: 1st June 2024
Chris M's avatar
Chris M

Great service, their credit system is very fair and...

5
Great service, their credit system is very fair and the interest rates very low. Very much recommend them for everyday online purchasing and transactions between friends and family. Reviewed on: 1st June 2024
Scott M's avatar
Scott M

I have a very good experience they have sorted every...

5
I have a very good experience they have sorted everything out quickly Reviewed on: 1st June 2024
Majid R's avatar
Majid R

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill