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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

Very efficient and cost effective

Very efficient and cost effective Reviewed on: 2nd June 2026

My experience with PayPal has always been extremely...

My experience with PayPal has always been extremely good I can’t fault the service. Reviewed on: 2nd June 2026

Good customer service

Good customer service when there was a dispute on my account Reviewed on: 2nd June 2026

Never a hassle, easy to navigate

Never a hassle, easy to navigate Reviewed on: 2nd June 2026

Easy to use, Easy to pay off, great way to...

Easy to use, Easy to pay off, great way to pay Reviewed on: 2nd June 2026

The best form of payment

PayPal gives the flexibility to make payments when you don’t have a source of payment to hand, it’s safe secure and really easy to use. Reviewed on: 2nd June 2026

Overall great experience.

Overall great experience. Easy to manage, never had any issues. Reviewed on: 2nd June 2026

PayPal is amazing, very easy to use and if I ever ha...

PayPal is amazing, very easy to use and if I ever have a problem they always try their best to resolve the issue Reviewed on: 2nd June 2026

This service is more than I can wish,FANTASTIC

This service is more than I can wish, excellent!every time I was struggling or having bad thoughts how to manage my expenses, this service helps me to get a peace of mind, stress free, and from communication service is very helpful in anything! Would recommend it 100 times to everyone to used it!thank you for existing! Reviewed on: 2nd June 2026

Points card

Excellent points system love the new card it is now my preferred way to pay Reviewed on: 2nd June 2026

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