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PayPal: PayPal Credit reviews

View other PayPal products
4.73
Based on 181,107 reviews, last reviewed 6th Aug 2026
53% increase in 5 star reviews
in the past 90 days
70% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026
DBuxton's avatar
DBuxton

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (181107)

Paypal mikes my life so easier.

5
I have used Paypal credit and now have a Paypal Debit card. Both are simple to use and the debit card gives you money back, which is a bonus. Customer Service is very helpful and quick to answer. Reviewed on: 2nd June 2026
Nise M's avatar
Nise M

Had no problems so far, very usfull option to pay in...

5
Had no problems so far, very usfull option to pay in four months with 0% interest Reviewed on: 2nd June 2026
Katerina T's avatar
Katerina T

Thank you PayPal ,great service and Company.

5
Thank you PayPal ,great service and Company.highly recommended. Reviewed on: 2nd June 2026
David R Grant's avatar
David R Grant

Easy to use ,great and safe ,very helpful when i had...

5
Easy to use ,great and safe ,very helpful when i had problem with international seller Reviewed on: 2nd June 2026
Iwona Wilson's avatar
Iwona Wilson

Paypay 0% promotional offer expiry alert.

4
Paypal provide good payment options, but 0% purchase promotional offer difficult to track on app if it used multiple purchases with different time. Reviewed on: 2nd June 2026
Faisal K's avatar
Faisal K

I’m so happy with when I using PayPal

5
I’m so happy with when I using PayPal Reviewed on: 2nd June 2026
INZAD's avatar
INZAD

Paypal Credit helped manage my finances better.

5
Paypal Credit helped manage my finances better. Gave me the flexibility to pay for big expenses gradually on my own pace without having the feeling of losing my money in one go. Through paypal credit i was able to avail cheaper flights by booking earlier through paypal credit and afford big purchases on my own terms. Reviewed on: 2nd June 2026
Ana R's avatar
Ana R

I’ve used PayPal credit for a few years now and it’s...

5
I’ve used PayPal credit for a few years now and it’s great for when you want to purchase things that you may send back or things you’d like to pay off in a few months Reviewed on: 2nd June 2026
Katy L's avatar
Katy L

I find PayPal dependable and easy to use

5
I find PayPal east to use and access when i need it. Always reliable and the agility to manage my mo et and payments how best fits my needs at that moment Reviewed on: 2nd June 2026
Payment happy's avatar
Payment happy

Was a great introduction to credit.

5
Was a great introduction to credit. With the 4 months interest free it allowed me to use for small purchases one at a time and prevented me from overspending to build up my credit score. Never had any issues with it myself. Reviewed on: 2nd June 2026
Josh G's avatar
Josh G

Review PayPal: PayPal Credit now

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