Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

View other PayPal products

4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181107)

5* every time.

5* every time. A little bit more Reviewed on: 2nd June 2026

Works very well for me with the 0% over 4 months.

Works very well for me with the 0% over 4 months. Reviewed on: 2nd June 2026

Very smooth transactions.

Very smooth transactions. Clear information and prompt reminders. Ability to set up regular direct debit a bonus Reviewed on: 2nd June 2026

Well i have been using paypal credit for years now

Well i have been using paypal credit for years now and the service and help has been first class. I have needed this credit line to keep my head above water so to speak, as i could not get the same rates anywhere else. Thank you and please keep up the good work. Reviewed on: 2nd June 2026

PayPal credit is easy to use and keep track of your...

PayPal credit is easy to use and keep track of your balance as well as easy to make payments. Everything is clear and logical to understand Reviewed on: 2nd June 2026

Easy to use

Was easy to set up, and I get reminders about upcoming payments which is great because it’s so easy to forget! The app is easy to navigate and track incomings and outgoings with payments and to break down exactly what is going on. Reviewed on: 2nd June 2026

Positive contact with PayPal

Always helpful if an issue arises and always very understanding about financial situations. Every time I’ve had to contact PayPal my issue has been resolved in a way that I have been happy with. I would reccomend PayPal Reviewed on: 2nd June 2026

I regularly use the pay in 3 instalments when I need...

I regularly use the pay in 3 instalments when I need to replace essential items for my home , as I could not afford to pay for items such as a new washing machine etc outright .without the pay in 3 instalments offered by PayPal . Reviewed on: 2nd June 2026

Very reliable and helpful, have used them for years...

Very reliable and helpful, have used them for years and haven't a bad word to say Reviewed on: 2nd June 2026

PayPal is excellent

I have always been very lucky with PayPal credit and it has enabled me to get items which have been very handy Reviewed on: 2nd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.73 from 173 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101271 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub