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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

Super easy quick and efficient

Super easy application process, when I had an issue it was resolved quickly and efficiently. Easy to access via app Reviewed on: 2nd June 2026

Accessible

The accessibility of the service on other platforms is like no other, which makes PayPal my favourite payment service. Reviewed on: 2nd June 2026

great service from paypal!

great service from paypal! always there when you need a little extra help with paying for things later, or providing credit when you need it. i use paypal for multiple websites when paying for clothes or items. Reviewed on: 2nd June 2026

Feel very safe using PayPal super efficient service

Feel very safe using PayPal super efficient service Reviewed on: 2nd June 2026

has been extremely helpful in allowing me to spread...

has been extremely helpful in allowing me to spread the cost of things Reviewed on: 2nd June 2026

Very visible in the market place , it makes shopping...

Very visible in the market place , it makes shopping a lot easier Reviewed on: 2nd June 2026

PayPal credit is a fantastic option

PayPal credit is a fantastic option Reviewed on: 2nd June 2026

An online vendor tried scamming me of £240 I reporte...

An online vendor tried scamming me of £240 I reported to PayPal and I was immediately refunded. Reviewed on: 2nd June 2026

The app is terrible

My PayPal credit balance hasn't changed in years. The app doesn't work properly. Reviewed on: 2nd June 2026

Open to easier payment method

It is easy and convenient and easier payment method Reviewed on: 2nd June 2026

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