Write a review

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (64705 reviews)

View other PayPal products

4.90

Based on 64,705 reviews, last reviewed 14th Apr 2026

1280700% increase in 5 star reviews

in the past 90 days

3900% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service. Excellent service. very easy and efficient Reviewed on: 14th April 2026

Latest lowest rating:

1

Rubbish service. Rubbish service. I'm so not happy Reviewed on: 14th April 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (64705)

Best service

With ease to pay off in 4 months without interest has been a great feature unlike many other competitors Reviewed on: 2nd June 2023

Convenient for consumers

Excellent money management at your fingertips Reviewed on: 2nd June 2023

4 Months Interest Free

Excellent offering that makes large purchases, possible and manageable. Reviewed on: 2nd June 2023

A useful source of credit with good offers

I often use Paypal Credit for medium size transactions as the zero interest offers are great and I have never had any issues whilst using it . I would recommend it to anyone. Reviewed on: 2nd June 2023

Quick and flexible

Thanks PayPal I can pay in advance my festival tickets without ruin my budget. Thanks! Reviewed on: 2nd June 2023

Excellent Service

I use PayPal for my purchases everytime it's available.. I feel safe and it gives me security on them too. It's great for transfers to friends too. Love it and would highly recommend everyone to try it! Reviewed on: 2nd June 2023

Simplicity

Very easy to follow my credit on the app. I like being able to check how my account is doing from my phone . Reviewed on: 2nd June 2023

PayPal Credit

Easy to set up. Easy to use. Brilliant. Reviewed on: 2nd June 2023

100%

Great excellent service and a pleasure doing business Reviewed on: 2nd June 2023

paypal credit

worry free payment at a very competative intrest rate Reviewed on: 2nd June 2023

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from Zebra Finance 4.76 from 6 reviews
Retail Finance
from Novuna Personal Finance 4.77 from 172 reviews
Retail Finance
from V12 Retail Finance 4.69 from 25 reviews

Want to see more from PayPal?

PayPal Open
from PayPal 5.00 from 3 reviews
Pay in 3
from PayPal 4.93 from 33224 reviews
Credit card
from PayPal 4.92 from 49 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub