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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181107 reviews)

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4.73

Based on 181,107 reviews, last reviewed 6th Aug 2026

53% increase in 5 star reviews

in the past 90 days

70% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

4

Reliable support when I need it. Everything is always set out in a way I can understand. It’s a quick and easy process. Being older, it gives me confidence in using it. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181107)

Easy to use and make the most of by design

It’s easy to apply for and use, the interface on the app makes it easy to take actions and it’s widely accepted and easy to use Reviewed on: 2nd June 2026

safe, secure way of making payments on line.

safe, secure way of making payments on line. Reviewed on: 2nd June 2026

All round excellent product.

All round excellent product. Help always on hand if you ever need it. Reviewed on: 2nd June 2026

Always there when needed for both, paying and borrow...

Always there when needed for both, paying and borrowing. Reviewed on: 2nd June 2026

Easy to access great rates and excellent customer se...

Easy to access great rates and excellent customer service Reviewed on: 2nd June 2026

Takes to long to process payments on your account an...

Takes to long to process payments on your account and should offer longer 0% than 4 months Reviewed on: 2nd June 2026

Allways use PayPal Allways been excellent have had n...

Allways use PayPal Allways been excellent have had no problems during my years with them Reviewed on: 2nd June 2026

Very helpful every time

Very helpful every time I’m in need Reviewed on: 2nd June 2026

PayPal Pay in 3

I have been with PayPal for years and the pay in 3 option is a great way to afford purchases over time without interest. Reviewed on: 2nd June 2026

Excellent customer service .

Excellent customer service . Any problems it fix . Reviewed on: 2nd June 2026

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