Smart Money People Logo
Go to business site
Share this page
Link copied

PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 63,977 reviews, last reviewed 14th Apr 2026
1213500% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy to use and to track spending and like the benef... Easy to use and to track spending and like the benefits you get with the account Reviewed on: 14th April 2026
Vicky Y's avatar
Vicky Y

Latest lowest rating:

2

I notice PayPal reduces your amount yearly and I don... I notice PayPal reduces your amount yearly and I don't understand. Reviewed on: 14th April 2026
Rosemarie A's avatar
Rosemarie A
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

PayPal PayPal Credit reviews (63977)

PayPal - A Real Friend in a Time of need

5
What a refreshing company Paypal is. Their credit card with 0% interest for 4 months if certainly a most welcome tonic in these difficult times. Reviewed on: 11th July 2022
Graham's avatar
Graham

Flexibility

5
It is a very good and flexible feature to borrow money and plan to pay back Reviewed on: 11th July 2022
Furkhanul Haque's avatar
Furkhanul Haque

Good service

5
Always had good service. No complaint Reviewed on: 11th July 2022
Tomos Morris's avatar
Tomos Morris

Great service!

5
I use PayPal for 99% of my online purchases and I wouldn't use anything else. Great service! Reviewed on: 11th July 2022
Conrad Icer's avatar
Conrad Icer

Easy way to get a credit.

5
Toked a credit from PayPal to buy an american fridge for our kitchen. Everything was straight forward and just with a few clicks everything was done. And the best is that I can pay in 4 instalments without interest. Happy days Reviewed on: 11th July 2022
Mihail Oprea's avatar
Mihail Oprea

Excellent service

5
Always happy to help with problems and a fair interest rate. Will always use paypal Reviewed on: 11th July 2022
Elizabeth Docherty's avatar
Elizabeth Docherty

Paypal credit

5
Opening credit acc was very easy and decision was made instantly. It’s a convenient way of shopping. Customer service s great. Reviewed on: 11th July 2022
Joyce Borden's avatar
Joyce Borden

Great service

5
Convenient service, there when needed at multiple outlets. Easy to understand and user friendly app. Overall excellent Reviewed on: 11th July 2022
Tannss's avatar
Tannss

Excellent

5
Really helps me out with spreading the cost over 3 payments Reviewed on: 11th July 2022
Michelle Hope's avatar
Michelle Hope

Paypal credit is great

5
Very easy to use and keep track if expenses. The 4 months interest free is an amazing feature. Reviewed on: 11th July 2022
Nadeska Prado's avatar
Nadeska Prado

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.
Give a 1 star rating Give a 2 star rating Give a 3 star rating Give a 4 star rating Give a 5 star rating
Write a review

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account
Man on beach

News, guides and insight from our team

View resource hub
UK money news stories - 24 July 2024
UK money news stories - 24 July 2024
24th July 2024
Posted in Money Talks by Errolyn Smith
Your Money, Your Voice: Have your say
Your Money, Your Voice: Have your say
24th July 2024
Posted in Our insights by Errolyn Smith
Our latest research - customers see little impact of FCA's Consumer Duty one year on
Our latest research - customers see little impact of FCA's Consumer Duty one year on
24th July 2024
Posted in Our insights by Darryl Barkwill
Consumer credit awards winners 2024
Consumer credit awards winners 2024
11th July 2024
Posted in Awards by Darryl Barkwill