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PayPal: PayPal Credit reviews

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4.90
Based on 63,303 reviews, last reviewed 14th Apr 2026
1151100% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

10yrs and going, I have not been disappointed. I’ve used PayPal for more than 10yrs and I have had a seamless experience using its financial services- especially its credit facility because I was a... Read more Reviewed on: 14th April 2026
Uvie's avatar
Uvie

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
kevin's avatar
kevin
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (63303)

Great

5
I love paypal. I use it all the time were possible. Great service and always there to help Reviewed on: 8th July 2022
Tricia Kelly's avatar
Tricia Kelly

Happy customer

5
I originally opened a PayPal account to receive a payment. I now also send money to anyone, anywhere in the world. I feel safer when I pay through PayPal so I was very happy to be offered PayPal credit. 0% interest for 4 months has been a huge help to book holidays etc. most online websites accept PayPal payments so it’s great. My money limit has also increased the more I use it so I’m very happy with the service and benefits I’ve got from it over the years. Reviewed on: 8th July 2022
Alexa Trujillo's avatar
Alexa Trujillo

Amazingggggg

5
PayPal has helped with numerous payments in my life weather they were big or small. They have made it easy and flexible to make payments internationally and also through payment plans Reviewed on: 8th July 2022
Bianca Spencer's avatar
Bianca Spencer

Brilliant

5
Brilliant product, great apr, easy to use Reviewed on: 8th July 2022
Cosmin Calin Negrea's avatar
Cosmin Calin Negrea

Quick and easy to use

4
Offer a different kind of payment plan and easy to track Reviewed on: 8th July 2022
Nitikoon Pingmuanglek's avatar
Nitikoon Pingmuanglek

Great

5
Good service, nice and easy as it should be. Reviewed on: 8th July 2022
Anonymous's avatar
Anonymous

PayPal Credit!!

5
I'll recommend it over and over again. 4 months of interest-free plus you can also choose minimum payment. How much more do we want!!! Reviewed on: 8th July 2022
Mara E.M's avatar
Mara E.M

Awesome flexibility

5
Has allowed me to get new items at 0% with no fuss. Easy checkout to :). Thank you :) Reviewed on: 8th July 2022
Adam Barnes's avatar
Adam Barnes

A great secure Service

5
The customer service is excellent, its simple to use and feels very secure Reviewed on: 8th July 2022
Emma's avatar
Emma

Very good

4
Can do with more features and less interest rate, to be one of the best, thank you!! Reviewed on: 8th July 2022
May Abu-Kalbin's avatar
May Abu-Kalbin

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