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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181107)

Never had any issues paying my balance or paying for...

5
Never had any issues paying my balance or paying for items using paypal Reviewed on: 2nd June 2026

Proactive and Responsible

4
Paypal is very proactive , quivk response to resolving issue and confidence that your money secure when dealing with a third party. Reviewed on: 2nd June 2026

A brilliant company with great benefits

5
A brilliant company with great benefits Reviewed on: 2nd June 2026

Amazing for reliability and accept Ance

5
Amazing for reliability and accept Ance Reviewed on: 2nd June 2026

Love paypal its such a good app with the latest rede...

5
Love paypal its such a good app with the latest redesign and all these new products are making it nice Reviewed on: 2nd June 2026

It’s simple, helpful and the app is great.

5
It’s simple, helpful and the app is great. The option of paying something off monthly without extra % really helps everyone in this economy Reviewed on: 2nd June 2026

Quick payments, easy to use.

5
Quick payments, easy to use. Love PayPal credit and pay in 3 Reviewed on: 2nd June 2026

Helpful and straightforward, great that it can be us...

5
Helpful and straightforward, great that it can be used worldwide, I have been using for years. Reviewed on: 2nd June 2026

Very good

5
Very good always been very usefull Reviewed on: 2nd June 2026

So far there's nothing to complain about.

5
So far there's nothing to complain about. It works and does what it is supposed to do, but the ability to pay in 3 installments does help a lot Reviewed on: 2nd June 2026

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