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PayPal: PayPal Credit reviews

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4.90
Based on 75,249 reviews, last reviewed 18th Apr 2026
2253400% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is amazing because it has made it easi... PayPal credit is amazing because it has made it easier to purchase item at my convenience. Their is less or no charge like every other credit cards . Reviewed on: 18th April 2026
Ayomide's avatar
Ayomide

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75249)

I have always been dealt with professionally by Paypal.

5
I have always been dealt with professionally by Paypal. I find paypal so secure to use. I always try and use paypal wherever possible. The online app is so easy to use and it is so handy to have it right there to be ablebto check my balance or make payments. Reviewed on: 1st June 2024
Kirsten B's avatar
Kirsten B

The app is so clear and easy to use.

5
The app is so clear and easy to use. I can ways see what needs to paid next and when payments are due. I love the way I can spread the cost of payments over a few months. Reviewed on: 1st June 2024
Amber M's avatar
Amber M

PayPal is working perfectly!

5
PayPal is working perfectly! I have not any problems with it. App is working always. Reviewed on: 1st June 2024
Dawid Z's avatar
Dawid Z

best credit service I’ve used

5
I’ve used PayPal for years as like the security you get should for any reason you need to consider getting your money back. With the cost of living there are times you need to use credit for essentials, I’ve used PayPal credit for a few month and the 4 month interest free is amazing. I couldn’t fault the service or how fast the process progresses Reviewed on: 1st June 2024
AF's avatar
AF

Always efficient, brilliant for large purchases.

5
Always efficient, brilliant for large purchases. Reviewed on: 1st June 2024
Colin M's avatar
Colin M

No brainer

5
Easy to use and reliable. Could do better on different currency fees. Reviewed on: 1st June 2024
Francesca P's avatar
Francesca P

Refunded me when I had issues with an app very suppo...

5
Refunded me when I had issues with an app very supportive. Reviewed on: 1st June 2024
Jodi D's avatar
Jodi D

Having the credit there has allowed me to build my c...

5
Having the credit there has allowed me to build my credit rating and help me run my buy things when it's not quite pay day, the app is awesome too Reviewed on: 1st June 2024
Joanne Strange's avatar
Joanne Strange

Saves me money

5
So easy to use, saves me money, allows me to hold my money in my account. Great for flexing Reviewed on: 1st June 2024
Alex Boyd's avatar
Alex Boyd

Been using paypal credit for about 5 years now and i...

5
Been using paypal credit for about 5 years now and its brilliant.....easy to use and the interest is low meaning low monthly payments. Pay in 3 is great too perfect for spreading the cost of the things i need and pay no intrest Reviewed on: 1st June 2024
Craig H's avatar
Craig H

Review PayPal: PayPal Credit now

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