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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181106)

So far excellent & spot on.

5
So far excellent & spot on. wonderful support on refunds as well as dispute resolution support process is very balanced. Reviewed on: 2nd June 2026

Never had a problem in all my dealings with PayPal,...

5
Never had a problem in all my dealings with PayPal, I’ve had communication with several people regarding issues and they’ve been resolved quickly and smoothly Reviewed on: 2nd June 2026

Easy, convenient and Secure payment method accepted...

5
Easy, convenient and Secure payment method accepted by almost all retailers Reviewed on: 2nd June 2026

Payment made easier

5
Just an easy and fast way to make purchase Reviewed on: 2nd June 2026

quick, safe and easy way to pay.

5
quick, safe and easy way to pay. Reviewed on: 2nd June 2026

An Excellent Choice For Short Term Interest Free Loans

5
While waiting for an undetermined amount of time for a windfall payment that was due to me, I had some purchases to make and PayPal Credit + Pay in 3 arrangements were the perfect way to bridge the gap. I've also used these payment facilities in the past to spread cost cost and the have proved to be perfect in all respects. Highly recommended! Reviewed on: 2nd June 2026

PayPal is a great service for paying over time for t...

5
PayPal is a great service for paying over time for the expensive things Reviewed on: 2nd June 2026

I love PayPal

5
I think PayPal is the best way to pay, fast, secure and simple to use. Fantastic!! Reviewed on: 2nd June 2026

It's always a good service and no complaints really...

5
It's always a good service and no complaints really been using PayPal from the beginning Reviewed on: 2nd June 2026

Excellent options and service

5
Paypal offers excellent interest free pay in 3 options, it’s secure, it’s easy to use and any queries are resolved quickly. Reviewed on: 2nd June 2026

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