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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181106 reviews)

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4.73

Based on 181,106 reviews, last reviewed 6th Aug 2026

55% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181106)

Love it.

Love it. so easy to use and never any issues Reviewed on: 2nd June 2026

My is Excellent and safely .

My is Excellent and safely . I also recommend to a few people about it Reviewed on: 2nd June 2026

Paypal made life much easier for me over the Festive...

Paypal made life much easier for me over the Festive period as allowed me to cover payments over 3 months Reviewed on: 2nd June 2026

Great customer service, easy to use and I earn point...

Great customer service, easy to use and I earn points for using PayPal. It’s my first choice when I pay online. Reviewed on: 2nd June 2026

0% APR for the win

I love that I can spread big purchases over 4 months 0% APR and that I can choose what to pay and when it has been incredibly useful over the years Reviewed on: 2nd June 2026

never had any issues, really good

never had any issues, really good Reviewed on: 2nd June 2026

I only trust PayPal for their high security.

I only trust PayPal for their high security. The user-friendly app makes dealing with your wallet easier.. I have been loyal to them for more than 15 years now. Reviewed on: 2nd June 2026

Easy to use, just a great experience using PayPal.

Easy to use, just a great experience using PayPal. Reviewed on: 2nd June 2026

Very good for groups.

Very good for groups. I using credit and then get the money back from all the group participants. Helps with managing money flow. Reviewed on: 2nd June 2026

Excellent and Positive Experience

Seemless transaction. No hassles. Rewards for purchases made. Good app interface and user friendly. Offers are fantastic. I would rate PayPal credit- 'Excellent and Half' Reviewed on: 2nd June 2026

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