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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,249 reviews, last reviewed 18th Apr 2026
2253400% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal credit is amazing because it has made it easi... PayPal credit is amazing because it has made it easier to purchase item at my convenience. Their is less or no charge like every other credit cards . Reviewed on: 18th April 2026
Ayomide's avatar
Ayomide

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75249)

Been solid, and they take care of disputes

5
Been solid, and they take care of disputes Reviewed on: 1st June 2024
Clinton T's avatar
Clinton T

Just the Best

5
As I pay pal customer am happy because from day one I use I feel secure for online purchase and good rates especially will all scams around. I recommend Pay pal to all retails and businesses as I way of payment. Reviewed on: 1st June 2024
Arber's avatar
Arber

Peace of mind.

5
Great service, know exactly when you will start paying interest on each transaction. Peace of mind… knowing when you pay with PayPal it is safe and secure. Instant access to see what you owe and easy to obtain the credit within your limits. Reviewed on: 1st June 2024
Annette's avatar
Annette

PayPal Credit

5
They helped improve my credit score in UK. Also with the credit provided (the trust on me also), it allowed me to buy my photography/computer components and pay it by installments. This saved my monthly budget big time :) ;) Reviewed on: 1st June 2024
Inaldson S's avatar
Inaldson S

Very reliable and secure.

5
Very reliable and secure. Always use PayPal credit. I can control my money and review so it gives me a peace of mind. Great service Reviewed on: 1st June 2024
Asia L's avatar
Asia L

trust without problem

5
Im always using paypal credit ,I can turst this company , never had a problem Reviewed on: 1st June 2024
Robert F's avatar
Robert F

Being able to pay later is always a bonus.

5
Being able to pay later is always a bonus. This credit scheme gives you time to pay off sooner and later without much fuss Reviewed on: 1st June 2024
Jon T's avatar
Jon T

User friendly and great service .

5
Easy to use. Customer service is excellent. Reviewed on: 1st June 2024
Leila F's avatar
Leila F

I love using PayPal when and where I can.

5
I love using PayPal when and where I can. It’s so easy and convenient to use. I can use it either as a one off payment or over 3 or more months. And if you stick to your plan you don’t occur interest charges. Reviewed on: 1st June 2024
Tony A's avatar
Tony A

I'm using PayPal services for many years now and I'v...

5
I'm using PayPal services for many years now and I've to say that I was always happy to use them again and again, as they do really well without any errors . It's not different if you buying something on ebay or somewhere else. You could always trust you will be safe over the payment and you'll get what you paid for, because if not you'll get refund. Well done PayPal keep working hard!! Reviewed on: 1st June 2024
Martin F's avatar
Martin F

Review PayPal: PayPal Credit now

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