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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181106)

Marvellous

5
Been using PayPal for almost evey transactions on line, it’s is more safe, specially when there’s a lot of scammers around, you guarantee PayPal will get it back for you. Pay in seconds if you want to send money , and receiving money is also very easy to transfer to your bank. You can also choose your type of payment. Either in full, monthly with interests, or in 3 interest free payments. The resolurion centre is also very quick to respond, overall I’d give 8 - 10 stars according to my experience. Reviewed on: 2nd June 2026

My experience with PayPal has been great

5
My experience with PayPal has been great Reviewed on: 2nd June 2026

Very safe way to pay.

5
Interest rate are free if you it back in 6 months and it’s very low interest after. I get lots of price drop offers and get bonus offers. I love using pay as it’s very safe if someone tried to scam me they would get the money back. Reviewed on: 2nd June 2026

PayPal is by far the best and safest way to pay for...

5
PayPal is by far the best and safest way to pay for anything dar nun highly recommended to anyone Reviewed on: 2nd June 2026

Outstanding service and payment option.

5
Outstanding service and payment option. I've been with PayPal for years now and they have been amazing. Customer service when needed have been excellent and resolved issues extremely quickly. Reviewed on: 2nd June 2026

Simple and easy, feel protected if any issues arise

5
Simple and easy, feel protected if any issues arise Reviewed on: 2nd June 2026

I can always rely on attractive deal with large purc...

5
I can always rely on attractive deal with large purchases , fast convenient, love it Reviewed on: 2nd June 2026

PAYPAL A SMARTER & RELIABLE PAYMENT SOLUTION PLATFORM

5
Have been you using paypal for more than 10 years in my transactions, and my experience with paypal is that its more thrustworthy and reliable payment solution system, i am more confident paying with my paypal because if customers refuses to deliver my item on then I can easily raise a dispute/get, get my refund back, also the fact that paypal is now on all online shipping such as ebay,temu,booking flight on any airline etc makes me happy that if the service is not delivered, paypal has a very simple solution platform to resolve any dispute better than any UK street banks.I would recommend Paypal to any family, individual and students, Besides my Paypal personal account, I also have paypal business account for our charity community group food bank operations and activities paying for all our annual events and activities. Reviewed on: 2nd June 2026

Great service they offer by protecting my money

5
Great service they offer by protecting my money Reviewed on: 2nd June 2026

Great company always helps me and fixes my issues

5
Great company always helps me and fixes my issues Reviewed on: 2nd June 2026

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