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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 62,971 reviews, last reviewed 14th Apr 2026
1120700% increase in 5 star reviews
in the past 90 days
3600% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal Credit has been a really convenient and flexi... PayPal Credit has been a really convenient and flexible way to manage purchases. The application process was quick and straightforward, and I like how... Read more Reviewed on: 14th April 2026
Mark S's avatar
Mark S

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026
Laura I's avatar
Laura I
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62971)

Very helpful

5
Very helpful if you are on a budget at the moment that you see the items on sale ( flash sales) I highly recommend it. Reviewed on: 14th June 2022
Melvin Wagg's avatar
Melvin Wagg

Great product

5
Easy to use secure payments,the best thing ever Reviewed on: 14th June 2022
Johnston Mbewe's avatar
Johnston Mbewe

Great online credit - No interest for 4 months

5
Great way to spread your payments on any purchase over £100 as there is no interest for 4 months. Great customer service too, I had an issue that was quickly resolved with a simple call. Reviewed on: 14th June 2022
Matteo's avatar
Matteo

Reliable and good service

4
Good customer service and reliable provider. Faultless Reviewed on: 14th June 2022
Ben Twyman's avatar
Ben Twyman

Brilliant

5
PayPal credit is excellent! You can choose to pay as little or as much as you want in one payment. You can also set up a direct debit each month. Fantastic for online shopping. Reviewed on: 14th June 2022
Niamh Watson's avatar
Niamh Watson

Best credit provider

5
4 months interest free is more than many banks out there. Love it. Reviewed on: 14th June 2022
Yessica G's avatar
Yessica G

Simple and efficient

5
Does exactly what it promises, fast, efficient and reliable. Great product, I will continue to use it whenever I can. Reviewed on: 14th June 2022
Chrispalf's avatar
Chrispalf

Very convenient

5
I use PayPal because my purchases are protected against fraudulent businesses Reviewed on: 14th June 2022
Kingsley D'mello's avatar
Kingsley D'mello

Goo deals when you need them.

5
Having PayPal Credit gives you flexibility and good value on a wide range of services and products. Reviewed on: 14th June 2022
Nikolay Todorov 's avatar
Nikolay Todorov

Great service

5
Reliable and good service, easy to use and manage. Good. I'm happy ;) Reviewed on: 14th June 2022
Tom's avatar
Tom

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