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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181106)

They protect my interest than that of the seller and...

5
They protect my interest than that of the seller and follow up till products are delivered Reviewed on: 2nd June 2026

PayPal is my go to

5
I’ve used PayPal for years. Always gives me peace of mind knowing my money is secure and protected and that if I need to borrow money from time to time to fund those big household items or in times of emergency I can always count on PayPal. Reviewed on: 2nd June 2026

Very helpful for planned purchases.

4
Very helpful for planned purchases. I wouldn’t use it carelessly, but for spreading payments over a few months it’s worked well for me. Just make sure to understand the terms and repayment dates. Reviewed on: 2nd June 2026

PayPal has been one of the most reliable and conveni...

5
PayPal has been one of the most reliable and convenient money providers I’ve used. The app is easy to navigate, payments are quick, and I love how simple it is to send and receive money securely. Their buyer protection also gives real peace of mind when shopping online. Any time I’ve needed support, the process has been straightforward and professional. Overall, PayPal makes managing money online feel safe, fast, and stress-free. Highly recommend! Reviewed on: 2nd June 2026

PayPal is an essential tool for shopping online

5
PayPal is an essential tool for shopping online Reviewed on: 2nd June 2026

Easy to set up

5
Easy to set up no problems, takes the worry out of sudden emergency purchasing Reviewed on: 2nd June 2026

Efficient ...

5
I used PayPal for all transactions find it safe quick and secure on a few occasions iv needed to contact customer services they have been quick and always sorted out my problem. Reviewed on: 2nd June 2026

Always feels safe using paypal for purchases

5
Always feels safe using paypal for purchases Reviewed on: 2nd June 2026

PayPal offer the best payment methods.

5
PayPal always offer the best deals and methods to help me pay for my purchases. Reviewed on: 2nd June 2026

Always been pretty good, very good amounts and very...

5
Always been pretty good, very good amounts and very easy to handle money Reviewed on: 2nd June 2026

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