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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181106)

Fast and no hassle they just get things done and...

5
Fast and no hassle they just get things done and fast Reviewed on: 2nd June 2026

PayPal credit Easy to use with good payment options

5
PayPal credit Easy to use with good payment options Reviewed on: 2nd June 2026

No issues at all pay pal is awesome

5
No issues at all pay pal is awesome Reviewed on: 2nd June 2026

I find using PayPal credit easy so easy to use.

5
I find using PayPal credit easy so easy to use. It’s my main source of payment for paying do things. The customer service is also great. The team are extremely helpful and always prepared to assist you beyond expectations. Reviewed on: 2nd June 2026

Excellent easy service to make payments with PayPal...

5
Excellent easy service to make payments with PayPal credit. I feel in save hands if something goes wrong Reviewed on: 2nd June 2026

Paypal is the best and safe way for my wallet

5
All procedures are safe and easy to understand. Getting points for shopping from partners is brilliant and the Credit options are very helpful and welcome Reviewed on: 2nd June 2026

Very helpful to buy something without having any pro...

5
Very helpful to buy something without having any problems Reviewed on: 2nd June 2026

I love paypal so handy easy to use and instant...

5
I love paypal so handy easy to use and instant payments Reviewed on: 2nd June 2026

Would reccomend

5
Always has a stress free experience Reviewed on: 2nd June 2026

Easy to use and manage payments

5
Easy to use and manage payments, PayPal credit and pay 3 in 1 has helped me make purchases with a steady payback plan in place Reviewed on: 2nd June 2026

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