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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181106 reviews)

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4.73

Based on 181,106 reviews, last reviewed 6th Aug 2026

55% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181106)

Decent enough but a few annoying bits

Slow to update payments and balances after payment but easy to use Reviewed on: 2nd June 2026

My Goto for Online Shopping

Great for online purchases interest free period I use a lot as long as you are astute about your repayments PayPal is ace. Reviewed on: 2nd June 2026

Never had an issue, easy reliable and comes with var...

Never had an issue, easy reliable and comes with various payment options which really helps manage money Reviewed on: 2nd June 2026

Great way to pay and get credit especially taking ad...

Great way to pay and get credit especially taking advantage of the pay in 3 Reviewed on: 2nd June 2026

It sure helps to have a PayPal account

Sustainable way of meeting up with shopping and bills Reviewed on: 2nd June 2026

peace of mind.

Use it all the time and gives me peace of mind. Reviewed on: 2nd June 2026

Financial services that are transparent!.

PayPal is straight forward, clear and reliable. I never come across hidden fees and find them very transparent with what they are offering and what I am receiving. Reviewed on: 2nd June 2026

I have been using PayPal for the last decade and I h...

I have been using PayPal for the last decade and I have nothing to object as its been one of the best service I could get. Reviewed on: 2nd June 2026

Highly recommended.

Highly recommended. I like it because it’s easy to use. And helpful when I need it. I also recommended to my friends and family. Reviewed on: 2nd June 2026

I would recommend

I've been using PayPal for quite some time now as it's easy to use I have the option to pay in 3 or pay monthly never had any problems with checking out or paying, and it's useful if I want to pay people using PayPal, I've been to a few carboot sales and brought stuff using PayPal if I didn't have the spare cash on me Reviewed on: 2nd June 2026

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