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PayPal: PayPal Credit reviews

View other PayPal products
4.90
Based on 75,282 reviews, last reviewed 18th Apr 2026
2256300% increase in 5 star reviews
in the past 90 days
6400% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Excellent options Helpful to have this payment option, useful for bigger purchases Reviewed on: 18th April 2026
Lynnie 's avatar
Lynnie

Latest lowest rating:

2

Frustrating I don’t understand why items that have been refunded still show as an outstanding balance. I am paying for something called Zettle by PayPal but have ... Read more Reviewed on: 18th April 2026
Suzannah W's avatar
Suzannah W
Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

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PayPal PayPal Credit reviews (75282)

Really easy and straightforward, easy to know how mu...

5
Really easy and straightforward, easy to know how much to pay and when to pay Reviewed on: 1st June 2024
Liana's avatar
Liana

Easy to use and setup.

5
Easy to use and setup. For online use it is second to none. Reviewed on: 1st June 2024
Mark T's avatar
Mark T

Excellent

5
Easy to use as it helps you to budget better your money. Reviewed on: 1st June 2024
EP's avatar
EP

Great experience

5
Great experience so far, Paypal has helped me when I need to buy things and pay over time Reviewed on: 1st June 2024
Isabel P's avatar
Isabel P

Love it!

5
It’s so easy to use and I can use it flexibly when making large purchases Reviewed on: 1st June 2024
Tony H's avatar
Tony H

Easy to deal with and fits my needs

5
Easy to deal with and fits my needs Reviewed on: 1st June 2024
Michael C's avatar
Michael C

Best option for when in need

5
I consider PayPal Credit very handy and useful, especially when you have to buy something and you don’t have a good financiar situation. I used it very often and it always helpful as you can spread the cost with no extra fees. I love it and I will continue to use it whenever needed and I am grateful that something like this exists for when you are in financial distress. Thank you PayPal Reviewed on: 1st June 2024
Andreea F's avatar
Andreea F

Best thing ever!

5
I love using PayPal credit as it affords me the nicer things in life that I can’t pay for outright…perfect! Reviewed on: 1st June 2024
Helen T's avatar
Helen T

Use PayPal credit and it’s great to get 4 months int...

5
Use PayPal credit and it’s great to get 4 months interest free Reviewed on: 1st June 2024
Coco's avatar
Coco

Superstar service!!

5
I love using PayPal services as it has helped ease larger purchases with pay in 3, also PayPal credit is wonderful, helpful and the interest is low enough. The site is easy to use and navigate. Reviewed on: 1st June 2024
Lindsay Marshall's avatar
Lindsay Marshall

Review PayPal: PayPal Credit now

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