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PayPal: PayPal Credit reviews

4.73
Based on 181,106 reviews, last reviewed 6th Aug 2026
55% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal is so easy to use with excellent security and... PayPal is so easy to use with excellent security and low fees when applicable. Reviewed on: 6th August 2026
Maurice V's avatar
Maurice V

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181106)

Excellent financial service

5
Been using PayPal for quite a few years and find it a very good service. Reviewed on: 2nd June 2026

Super supportive and easy !

5
They've been super supportive with any financial difficulties or questions. always able to get any questions answered very quickly. It's been super affordable and the credit means i can pay for things that are unexpected Reviewed on: 2nd June 2026

Professional. Safe. Reliable!

5
Professional. Safe. Great Confidence Reviewed on: 2nd June 2026

I feel using PayPal a safe way to conduct transactions.

5
I feel using PayPal a safe way to conduct transactions. Reviewed on: 2nd June 2026

Easy payment option

5
Very easy to use and good for payments. Reviewed on: 2nd June 2026

CS review

5
Good customer service. Had to change dates for direct debits due to change in jobs but was super easy with their support. Reviewed on: 2nd June 2026

easy to manage, convenient And safe

5
easy to manage, convenient And safe Reviewed on: 2nd June 2026

Easy to use, clear on how much and when to...

5
Easy to use, clear on how much and when to pay back Reviewed on: 2nd June 2026

Good excellent service

5
Good excellent service, good offers and fantastic customer support Reviewed on: 2nd June 2026

Allowed me to get my weight loss medicine

5
Allowed me to get my weight loss medicine Reviewed on: 2nd June 2026

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