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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181106 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181106)

I have had a very positive experience

I have had a very positive experience using PayPal Credit. The application process was quick and straightforward, and the credit facility has been very useful for managing larger purchases. The option to spread payments over time, especially with promotional interest-free periods on eligible purchases, provides excellent flexibility and convenience. The online account management is easy to use, making it simple to track balances, payments, and statements. Payments are processed smoothly, and I have found the service to be reliable and transparent. Overall, PayPal Credit is a helpful financial tool that offers convenience, flexibility, and peace of mind when making purchases. Reviewed on: 2nd June 2026

Never had any problems at all.

Never had any problems at all. I enjoy the ease of use, that includes the app. I'd highly recommend PayPal. Reviewed on: 2nd June 2026

It's great, especially that you can pay directly usi...

It's great, especially that you can pay directly using the PayPal app, and PayPal will let you choose what payment method you want to use. Reviewed on: 2nd June 2026

Mine Review

Very well I am satisfied. I make full use of it. Reviewed on: 2nd June 2026

Love PayPal

Love PayPal?, so easy to use and the pay in 3 options is great! Reviewed on: 2nd June 2026

It’s credit so expect to pay more than you spend ..

It’s credit so you do pay back a huge amount in interest and it’s easy to get caught in a constantly paying it off situation but it’s credit and can help when needed Reviewed on: 2nd June 2026

The number one way to pay andVery easy to use.

Very easy to use. No problems and any issues are easily resolved. Reviewed on: 2nd June 2026

Generic responses unhelpful

Contacting someone to speak to verbally should be easier Reviewed on: 2nd June 2026

I have had a good experience using PayPal so far.

I have had a good experience using PayPal so far. The app is seamless and the services is top notch Reviewed on: 2nd June 2026

Love the buy now pay later and 3 payment options whi...

Love the buy now pay later and 3 payment options which is easy to use Reviewed on: 2nd June 2026

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