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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (62832 reviews)

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4.90

Based on 62,832 reviews, last reviewed 14th Apr 2026

1107700% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Fast, Secure, and Reliable Payments PayPal is a very convenient platform for sending and receiving money, especially for online shopping. Payments are fast, and the added layer of securi... Read more Reviewed on: 14th April 2026

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (62832)

Good limit, poor options

PayPal Credit is useful for only certain things (and it's not always clear where it will be eligible for use...!) Reviewed on: 13th June 2022

A fast and easy way to send and receive money

We already know that PayPal is a great option for sending and receiving money and the PayPal Credit facility is a nice addition to their service. It is easy to apply for and a decision is given very quickly. Many companies accept PayPal and PayPal credit and I find it more convenient than many other cards or payment systems Reviewed on: 13th June 2022

PayPal is the BEST

I use only PayPal!!! I am not doing any payment without PayPal! Reviewed on: 13th June 2022

Best

Never had problem anything I have asked quickly dealt with Reviewed on: 13th June 2022

Convenient, Easy to Access & Great Offers

Never been more happy with Paypal. Have saved a lot through interest free payments on a multiple of purchases. Very transparent & clear on charges, and customer communication. Reviewed on: 13th June 2022

Credit

PayPal is a breath of fresh air regarding credit cards no card to worry about thumbs up Reviewed on: 13th June 2022

It's amazing

Awesome service by PayPal. Keep up the good work. Reviewed on: 13th June 2022

easy credit

credit when and where you want it, easily managed Reviewed on: 13th June 2022

You are the best!

Thank you! You saved my life! Verry helpful! Reviewed on: 13th June 2022

Great idea, really helps with those small purchases

Used paypal credit card many times, easy to use and helps manage money Reviewed on: 13th June 2022

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