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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181105)

Excellent service .

Excellent service . Safe and secure and if I ever need to call via telephone always prompt answering and very helpful. The pay in 3 option is fantastic and so helpful and enables me to buy things I couldnt buy out right ...thankyou Reviewed on: 2nd June 2026

Easy and safe

I use Paypal a lot for my Online purchases as it is safer. I also use pay in three for a lot of my pertussis as it makes it so much easier on my wallet. Reviewed on: 2nd June 2026

Switched to PayPal debit card where I earn 10 points...

Switched to PayPal debit card where I earn 10 points per £10 spent on card purchases, previous card provider started putting more and more restrictions in place , eg only fuel and shopping . Reviewed on: 2nd June 2026

moneypeople at heart

I have used paypal for 15years and have never had a problem always feel safe and know paypal would look after me. Reviewed on: 2nd June 2026

PayPal highly recommended

It’s great I have have bought a couple of things that were scams and never arrived but PayPal got me my money back Reviewed on: 2nd June 2026

Simple but practical can be used with many retailers.

Simple but practical can be used with many retailers. Reviewed on: 2nd June 2026

A trusted method.

I have used PayPal for many years now and their standard of service has never dropped. They are very professional and reliable and I feel safe using them. Reviewed on: 2nd June 2026

Very easy to use.

Very easy to use. Helps spread the cost of a purchase without having to pay interest. Reviewed on: 2nd June 2026

Great experience throughout the years.

Great experience throughout the years. Reviewed on: 2nd June 2026

pay in 3

always use there pay in 3 were possible Reviewed on: 2nd June 2026

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