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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181105)

I use PayPal credit for the extras

I use PayPal credit when I need to buy something. Really easy to apply, use and make payments on. I love the free credit months and how widely available PayPal payments can be used. Reviewed on: 2nd June 2026

An easy app to navigate with the added bonus of fina...

An easy app to navigate with the added bonus of financial rewards Reviewed on: 2nd June 2026

I use PayPal over my bank cards.

I use PayPal over my bank cards. They are easy to contact when things go wrong and sort issues out fast. I feel safe and secure when paying with PayPal Reviewed on: 2nd June 2026

Haven't experienced any reason to make complaint or...

Haven't experienced any reason to make complaint or write anything negative Reviewed on: 2nd June 2026

paypal is AMAZING

PayPal is the way to go on ebay and internet Reviewed on: 2nd June 2026

Excellent customer service,Excellent offers,incentiv...

Excellent customer service,Excellent offers,incentives, cashback, via specific retailers. Interest free. Reviewed on: 2nd June 2026

The best choice ever

The best choice from the word i'm very happy white paypal Reviewed on: 2nd June 2026

Brilliant experience with paypal

Brilliant experience with paypal Reviewed on: 2nd June 2026

I think it’s really cool how easy it is and manageab...

I think it’s really cool how easy it is and manageable, the ability to use it like a credit card or pay in 3 or even 0% interest for 4 months on purchases over £100 make life 10 times easier when you’re busy and on the go, the only thing I wish is that your balance and payments updated a big quicker as it takes a while. Reviewed on: 2nd June 2026

Great way to pay with peace of mind.

Great way to pay with peace of mind. Easy to keep tabs on transactions and a bit more time to pay with reminders Reviewed on: 2nd June 2026

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