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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181105)

Been with PayPal for many years never had a problem...

Been with PayPal for many years never had a problem if I had any issues with payments or refunds or even disputes PayPal customer service always sorted it out highly recommend Reviewed on: 2nd June 2026

When I was concerned about an issue I was experienci...

When I was concerned about an issue I was experiencing, it was sorted promptly and clearly, over the phone, no automated Reviewed on: 2nd June 2026

From start to finish PayPal has been fantastic

From start to finish PayPal has been fantastic Reviewed on: 2nd June 2026

Easy as ABC

Great all round very easy to check on transactions and purchases plus you earn points which is a bonus I wish I discovered this sooner Reviewed on: 2nd June 2026

Mr Kishore

Pay pal has good Coustmer service and solves the problems same day Reviewed on: 2nd June 2026

Paypal is easy to use safe & secure

Paypal is so easy to use and is safe and secure Reviewed on: 2nd June 2026

Generally neutral experience.

Generally neutral experience. Credit interest rates could be better. Reviewed on: 2nd June 2026

I have been a PayPal customer for years and years.

I have been a PayPal customer for years and years. I’ve always had a positive experience using their website, I’ve had no issues with regards to transferring or receiving money. Their customer support service is also easy to use and very efficient. Reviewed on: 2nd June 2026

Fantastic app

Easy. Reliable, fast and efficient. Points collection is a great idea. Reviewed on: 2nd June 2026

Never had a problem with paypal.

Never had a problem with paypal. Its easy to use and i love the fact you now earn reward points. I've had it for years and its mostly my go to when making payment and feels safer than alot of other credit platforms Reviewed on: 2nd June 2026

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