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PayPal: PayPal Credit reviews

4.73
Based on 181,105 reviews, last reviewed 5th Aug 2026
57% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026
Gabriel N's avatar
Gabriel N

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181105)

I’ve never had any problems with my account and real...

5
I’ve never had any problems with my account and really enjoyed using PayPal Reviewed on: 2nd June 2026

Very satisfied with the PayPal Credit

5
Very satisfied with the PayPal Credit Reviewed on: 2nd June 2026

Customer service is fantastic always available to help

5
Customer service is fantastic always available to help Reviewed on: 2nd June 2026

Always a great experience with lots of options and e...

5
Always a great experience with lots of options and easy payment methods Reviewed on: 2nd June 2026

Service and protection

5
Excellent overall service peace of mind for protection helps to afford in a safe manner with controlled spending limits Reviewed on: 2nd June 2026

I am really happy nice and easy to use

5
I am really happy nice and easy to use Reviewed on: 2nd June 2026

Easy and efficient credit

5
Never had any issues with gaining credit or repaying, real quick and easy way of spreading your costs across the board Reviewed on: 2nd June 2026

Pay in 3

4
Pay in 3 option is very convenient. Reviewed on: 2nd June 2026

Very easy to use on all site and in every situation...

5
Very easy to use on all site and in every situation that has arose for me. Whenever I jave had an issue with something ive paid for they've always resolved it in an expedient manner. Its also a very trusted brand globally. Reviewed on: 2nd June 2026

Never had a problem in over 10 years with PayPal (ex...

5
Never had a problem in over 10 years with PayPal (excellent) Reviewed on: 2nd June 2026

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