Write a review

Newsletter

Go to business site

PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

View other PayPal products

4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

Read all reviews Write a review

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience.

Write a review

PayPal PayPal Credit reviews (181105)

Paypal is so easy to use

The most intuitive app making paypal both easy to use and monitor. Love that it is such a recognised method of payment Reviewed on: 2nd June 2026

Easy to use, convenient for online shopping.

Easy to use, convenient for online shopping. No need to find any other solution like Klarna, I can buy high priced items now and pay back later with little to nothing interest. Just perfect for me. Thank you PayPal. Reviewed on: 2nd June 2026

I'm using PayPal since 2018, never any problems.

I'm using PayPal since 2018, never any problems. I like that my money are protected and customer service is brilliant. Reviewed on: 2nd June 2026

East to pay and safe service quickly payment quickly...

East to pay and safe service quickly payment quickly refund Reviewed on: 2nd June 2026

Pioneer on spreading the costs of purchasing.

I am Brazilian and in my country, it is common to spread the costs in purchasing. PayPal provides the possibility to send more money, without compromising my monthly budget. Reviewed on: 2nd June 2026

Flexible

Love the 4 months interest free as it prompts me to clear the balance quickly and efficiently. Keeping full control of my finances and ensuring no long term debt Reviewed on: 2nd June 2026

Excellent customer service team who CARE

I have found the customer services team are responsive to my needs and have helped me with any query I have had about payments to my credit balance. They are always on hand to assist Reviewed on: 2nd June 2026

PayPal is a must have if you planning to shop online

Using PayPal over 20 years for my online purchases I feel safe and supported . Highly recommended product Reviewed on: 2nd June 2026

PayPal great service and safe for all purchases

A fake account had been set up in my husbands name who dodnt have a PayPal account and it was sorted without issue and all monies returned Reviewed on: 2nd June 2026

Fraudulent subscription was not refunded

The only time i was let down was when i was fraudulently tricked and made to pay a subscription and paypal would not investigate or refund for the subscription Reviewed on: 2nd June 2026

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Alternative products

Retail Finance
from V12 Retail Finance 4.44 from 25 reviews
Retail Finance
from Omni Capital Retail Finance 3.99 from 4 reviews
Retail Finance
from Zebra Finance 4.08 from 6 reviews

Want to see more from PayPal?

Pay in 3
from PayPal 4.76 from 101262 reviews
Payments
from PayPal 4.71 from 3855 reviews
Credit card
from PayPal 4.66 from 125 reviews

View all products

Join Smart Money People

Keep up to date on ratings of your favourite businesses. Find out about our awards and write new reviews with ease

Create an account

News, guides and insight from our team

View resource hub