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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181105)

It gives you time to pay and PayPal is very efficien...

It gives you time to pay and PayPal is very efficient to use Reviewed on: 2nd June 2026

Very good

Ease of use and versatile. No complicated jargon. Reviewed on: 2nd June 2026

Always handy for transfers or splitting payments

Always handy for transfers or splitting payments Reviewed on: 2nd June 2026

I like to use PayPal and I want to have this PayPal...

I like to use PayPal and I want to have this PayPal ling time Reviewed on: 2nd June 2026

Easy to use great buyer protection

Easy to use great buyer protection Reviewed on: 2nd June 2026

Paypal is simple and efficient to use

Paypal is simple and efficient to use Reviewed on: 2nd June 2026

It was pleasant.

It was pleasant. There were no major issues Reviewed on: 2nd June 2026

Never had a problem money always secure

Never had a problem money always secure Reviewed on: 2nd June 2026

My best pal to pay with!

Love spreading the cost in these cost conscious times. Spread the load, it’s the only way. Pay in 3, it will pay for tea! It’s the way to pay! My only pal!! Summer sales here I come! Reviewed on: 2nd June 2026

With the best interest rate, it is now the card I re...

With the best interest rate, it is now the card I rely on. Delays of 7 days when making a payment are the only downside for me. Reviewed on: 2nd June 2026

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