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PayPal: PayPal Credit reviews

4.73
Based on 181,105 reviews, last reviewed 5th Aug 2026
57% increase in 5 star reviews
in the past 90 days
78% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026
Gabriel N's avatar
Gabriel N

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181105)

Simply the best interest free credit

5
Simply the best to use credit for 4 interest free credit also 3 instalment plan that’s interest free as well. Better than any other credit card Reviewed on: 2nd June 2026

Using paypal is easy and very accessible in most of...

4
Using paypal is easy and very accessible in most of online shops in the UK Reviewed on: 2nd June 2026

My go to method of payment

5
Convenient and secure - gives me peace of mind Reviewed on: 2nd June 2026

Excellent service

5
Every interaction I’ve had with PayPal has been excellent, customer service support is prompt, I always feel safer making any purchases either face to face or online Reviewed on: 2nd June 2026

paypal is the best.

5
paypal is the best. very easy to deal Reviewed on: 2nd June 2026

Excellent experience very good app

5
Excellent experience very good app Reviewed on: 2nd June 2026

Paypal is the GOAT

5
PayPal credit and the new tiered system is great, I left Amex and just use this now. So much better. Reviewed on: 2nd June 2026

Absolute brilliant service and good customer care

5
Absolute brilliant service and good customer care Reviewed on: 2nd June 2026

Amazing, I love PayPal, it’s trusted, reliable, give...

5
Amazing, I love PayPal, it’s trusted, reliable, gives value for money and I can split my payments into three! Reviewed on: 2nd June 2026

Very easy, no fuss, no hassle and love the rewards

5
Very easy, no fuss, no hassle and love the rewards Reviewed on: 2nd June 2026

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Help others make smarter decisions by sharing your own experience. Write a review