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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,105 reviews, last reviewed 5th Aug 2026

57% increase in 5 star reviews

in the past 90 days

78% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

PayPal's effective credit system offers a real oppor... PayPal's effective credit system offers a real opportunity to increase your purchasing power. Getting on their system is easy enough and they have fun... Read more Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181105)

PayPal eased my fears....

I had an issue where I had sent goods back to a company but they had (unbeknownst to me), gone bust. So, I was left without my money or the goods. Understandably, I was distraught as it was a considerable purchase. PayPal helped me navigate through the problem and also equipped me with some handy hints and tips for the future!! Great customer service!! Reviewed on: 2nd June 2026

Really easy and great and so practical.

Really easy and great and so practical. Reviewed on: 2nd June 2026

PayPal reliability

PayPal facilitates a bona fide platform for remitting secured payments, and provides for optimal customer service whenever necessary! Reviewed on: 2nd June 2026

Best option credit card

It gives me the opportunity to buy more and pay in 4 month interest. Reviewed on: 2nd June 2026

It won’t give longer 12 months contract if we purchased

It won’t give longer 12 months contract if we purchased Reviewed on: 2nd June 2026

I have never had issues with PayPal.

I have never had issues with PayPal. Even when i have had a dispute they have been professional quick and reliable. Reviewed on: 2nd June 2026

Game changer

PayPal credit has been invaluable to me as a single parent it has helped me through some tough financial decisions amazing Reviewed on: 2nd June 2026

Easy to access and use.

Easy to access and use. Really helpful when needed. Reviewed on: 2nd June 2026

PayPal has been a great help when unexpected expense...

PayPal has been a great help when unexpected expenses come up and I don’t have enough money available straight away. I particularly like the Pay Later option because it gives me flexibility while allowing me to pay back the amount with zero interest, as long as I stay within the agreed repayment period. Reviewed on: 2nd June 2026

easy and secure..

it is easy and secure i feel secure when i pay some thing and easy to use Reviewed on: 2nd June 2026

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