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PayPal: PayPal Credit reviews

4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181101)

Excellent, great service.

5
Excellent, great service. Will recommend Reviewed on: 1st June 2026

PayPal has never let me down!

5
PayPal has never let me down! I have used it for years - first through eBay 20 years ago and ever since it’s always been my go to payment option! Reviewed on: 1st June 2026

PayPal helps me when I struggled financially

5
PayPal helps me when I struggled financially Reviewed on: 1st June 2026

Good customer service, app works well

5
Good customer service, app works well Reviewed on: 1st June 2026

I trust PayPal for transactions because they’ve got...

5
I trust PayPal for transactions because they’ve got my back. Reviewed on: 1st June 2026

Trust partner

5
All my experience with PayPal was always good, there were no issues Reviewed on: 1st June 2026

Quick and easy .

5
Quick and easy . Never felt left in the cold. Reviewed on: 1st June 2026

Experience has been good.

5
Experience has been good. Get deals for 0% interest and also the rewards are amazing. The PayPal card is easy to use and also money can be added in seconds. Have not really used the customer service platform as I have not encountered any challenges with my transactions yet. Reviewed on: 1st June 2026

Simple and short

5
Really easy to use and understand.. Reviewed on: 1st June 2026

Easy, safe way to pay online.

5
Easy, safe way to pay online. Have used it for as long as I can remember and always pick it as my preferred way to pay. Reviewed on: 1st June 2026

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