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PayPal: PayPal Credit reviews

4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181101)

I've never had a problem with PayPal and I feel supp...

5
I've never had a problem with PayPal and I feel supported should things go wrong. Reviewed on: 1st June 2026

Amazing service love using it would recommend

5
Amazing service love using it would recommend Reviewed on: 1st June 2026

Always professional and speedy response.

5
Always professional and speedy response. Reviewed on: 1st June 2026

It’s one of the secure way to pay online

4
It’s one of the secure way to pay online Reviewed on: 1st June 2026

Excellent

5
Easy to use, excellent customer service Reviewed on: 1st June 2026

Excellent way to pay using pay pal

5
Excellent, convenient, great service, quick easy to use , excellent way to pay using pay pal Reviewed on: 1st June 2026

I've had a very positive experience with PayPal.

5
I've had a very positive experience with PayPal. The flexible payment options, including Pay in 3 and 0% interest financing for 4 months, make larger purchases easier to manage without added interest. PayPal also adds security by letting me shop without sharing my card details directly with sellers, giving me more confidence online. Its buyer protection and customer support are valuable as well, helping resolve issues and disputes if problems arise. Overall, PayPal offers convenience, payment flexibility, security, and strong customer protection, making it one of my preferred ways to pay online. Reviewed on: 1st June 2026

I’ve been using PayPal for years and never fails to...

5
I’ve been using PayPal for years and never fails to keep me money safe Reviewed on: 1st June 2026

Always been first class service no problem what soever

5
Always been first class service no problem what soever Reviewed on: 1st June 2026

Never had any issues with PayPal.

5
Never had any issues with PayPal. Always receive a reply when sending a message. Reviewed on: 1st June 2026

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