Smart Money People Logo

PayPal: PayPal Credit reviews

4.90
Based on 63,220 reviews, last reviewed 14th Apr 2026
1143000% increase in 5 star reviews
in the past 90 days
3700% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Super convenient, It’s fast and easy compared to tra... Super convenient, It’s fast and easy compared to traditional credit. Great tool for planned, short-term spending Reviewed on: 14th April 2026
Karen 's avatar
Karen

Latest lowest rating:

2

I used PayPal credit now have 2 payment I am confused I used PayPal credit but now have 2 payments coming out of my bank. I will research why but in reading the info before I signed up. I ca... Read more Reviewed on: 14th April 2026
kevin's avatar
kevin

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (63220)

instant...

5
near instant response to payments etc Reviewed on: 14th June 2022

Amazing

5
Amazing experience every time I use PayPal Reviewed on: 14th June 2022

Transfer & Credit in PayPal

5
Best world transfer, quick and easy app, well breakdown bill, considering credit when you missed payment. Best of you get offered with difference payment method. All the value are from PayPal, l have use must credit provider nothing like PayPal, most still preferred PayPal payment method, PayPal transfer mmm, is very easy, people love it around the globe. I still remain in PayPal credit & transfer, super b Reviewed on: 14th June 2022

PayPal credit is fair and upfront

5
I use PayPal credit a lot I know exactly where I stand at all times thanks Reviewed on: 14th June 2022

PayPal helps!

5
Have been using PayPal for years now. I find it useful for spreading larger payments, as well as shopping for items online! Really useful app! Reviewed on: 14th June 2022

CREDIT CARD

5
I think Paypal credit card is great and it helps me out when I need to purchase things. I think it is great plus it hides all your card details Reviewed on: 14th June 2022

Great way to buy online in installments

4
Best way to pay in installments online interest free !!! Reviewed on: 14th June 2022

complete trust

5
i have the utmost tust in paypal. Reviewed on: 14th June 2022

Best friend in your wallet

5
I do not know how many times PayPal saved me from embarrassing moments. PayPal Credit is my go to financial instrument in online shopping and transfer among friends. Easy to use, never lets you down, covers you for all your needs. Reviewed on: 14th June 2022

So easy .

5
Love the fact I can view all my transaction fast check out and security is great . Reviewed on: 14th June 2022

Do you have a different PayPal product?

Share your experiences with products to help others make smarter financial decisions and learn more about different products available. Write a review

Want to see more from PayPal?

  • PayPal Open

    from PayPal 5.00 from 3 reviews
    PayPal
  • Pay in 3

    from PayPal 4.93 from 33202 reviews
    PayPal
  • Credit card

    from PayPal 4.92 from 48 reviews
    PayPal
    View all products