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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181101 reviews)

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4.73

Based on 181,099 reviews, last reviewed 5th Aug 2026

62% increase in 5 star reviews

in the past 90 days

86% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181101)

Very easy to use the app.

Very easy to use the app. I love the PayPal debit and award points. I use pay in three all the time and you have 4 months free. Customer service is quick to respond. Reviewed on: 1st June 2026

Flexible credit that actually works

I've been using PayPal Credit for a couple of years now and it's become one of my go-to payment options for larger purchases. The 4-month interest-free offer on eligible purchases gives you real breathing room without any hidden catches. The integration with PayPal makes checkout seamless — no extra card details to enter, no friction. Credit limit increases have been handled smoothly over time, and I've never had issues with transactions or customer support when I needed them. It's not a traditional credit card, but for online shopping flexibility, it does the job well. Reviewed on: 1st June 2026

Very reliable - PayPal is widely recognized and acce...

Very reliable - PayPal is widely recognized and accepted at millions of online retailers globally, making it a reliable tool for international transactions..Secondly ,.I dont have to share my financial details when buying online and this give me peace of mind. Lastly,the dispute resolution process help in recover funds if an item doesn't arrive or isn't as described. Reviewed on: 1st June 2026

PayPal Credit options: the game changer

PayPal has been so beneficial to me in so many ways including periods and times that my cash at bank or in hand alone couldn't have done the magic of meeting my demands. PayPal services stepped in with the PayPal credit, pay in 3, etc and became the game changer for me. Reviewed on: 1st June 2026

Always really helpful.

Always really helpful. App is easy to use. Reviewed on: 1st June 2026

PayPal credit is easy to use and easy to understand.

PayPal credit is easy to use and easy to understand. Reviewed on: 1st June 2026

Love my credit card

PayPal has been great with accepting me for credit so I could pay for my holiday. I also got 4 months interest free to pay it all back. Love it. Reviewed on: 1st June 2026

Best way to pay

PayPal is a safe way to pay for goods on line and offers different options to pay for goods, all excellent deals. Customer service is also excellent. PayPal gets 10/10 from me, no PayPal - no purchase. Reviewed on: 1st June 2026

Very reliable good communication

Very reliable good communication Reviewed on: 1st June 2026

Really useful and practical for payments

Really useful and practical for payments Reviewed on: 1st June 2026

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