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PayPal: PayPal Credit reviews

4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181101)

I like that time and security.i files safe

5
I like that time and security. i files more confidence to by goods online. Reviewed on: 1st June 2026

Great easy to use

5
Always the best way to pay, multiple payment options to suit your needs Reviewed on: 1st June 2026

Amazing, easy to access.

5
Amazing, easy to access. No fusd Reviewed on: 1st June 2026

Had some time off sick and was struggling to get by...

5
Had some time off sick and was struggling to get by I contacted PayPal who were very understanding and helpful by giving me a payment break till I got back on my feet Reviewed on: 1st June 2026

Always can rely on the best service

5
Always can rely on the best service Reviewed on: 1st June 2026

Absolutely fantastic service for every need, support...

5
Absolutely fantastic service for every need, supports what you want to do in life right at your fingertips, paypal enables you to get what you want in life with simple payment plans. Highly recommend as I've been using PayPal for years. Reviewed on: 1st June 2026

Excellent service.

5
Excellent service. Even better since they started to give physical cards, that give you the opportunity to shop everywhere with PayPay. Reviewed on: 1st June 2026

PayPal is there when you need it its there for the u...

5
PayPal is there when you need it its there for the unexpected Reviewed on: 1st June 2026

Having the 3 month payment with 0% interest is a gre...

5
Having the 3 month payment with 0% interest is a great way to buy item Reviewed on: 1st June 2026

Very reliable efficient in communication and making...

5
Very reliable efficient in communication and making payments easy. Reviewed on: 1st June 2026

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