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PayPal: PayPal Credit reviews

4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181101)

We love PayPal it's a great outfit,

5
We love PayPal it's a great outfit, lovely staff always willing to help you with any queries, and always 1st class service thank you.. Reviewed on: 1st June 2026

Absolutely love PayPal so quick and easy with no iss...

5
Absolutely love PayPal so quick and easy with no issues. Reviewed on: 1st June 2026

PayPal is simple, reliable and trusted

5
PayPal is simple and reliable to use. Nothings hidden and it’s a name you can trust to look after your transactions - I’ve relied on PayPal for more than 10 years and now with the easy to use PayPal credit, spreading costs with this reliable ‘old friend’ couldn’t be simpler. Reviewed on: 1st June 2026

Very good experience till now.

5
Very good experience till now. I have purchased most of my apple devices using this credit and it’s really awesome and gives options for interest free credit upto 6 months on many devices. Reviewed on: 1st June 2026

Very good from start to finish, very polite and prof...

5
Very good from start to finish, very polite and professional Reviewed on: 1st June 2026

I use it for just about everything.

5
I use it for just about everything. Reviewed on: 1st June 2026

Happy at all, nothing to add.

4
Happy at all, nothing to add. Definitely to by a customer Reviewed on: 1st June 2026

Paypal offers very flexible options to pay back ie p...

5
Paypal offers very flexible options to pay back ie pay in 3 instalments and the 3 months interest free payments to mention but a few. Reviewed on: 1st June 2026

pay easy with Pay pal...

5
I've used PayPal for a while now and it's been fantastic I like the pay in 3 options helps me to afford to buy more stuff Reviewed on: 1st June 2026

Easy and simple to read terms of contract.

5
Easy and simple to read terms of contract. Clear and flexible payment instructions with basic but detailed information on interest and expected charges. Credit limit increases are offered in a timely manner Reviewed on: 1st June 2026

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