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PayPal: PayPal Credit reviews

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4.90
Based on 65,203 reviews, last reviewed 14th Apr 2026
1326700% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

Easy, smooth transition with clean and concise opt... Easy, smooth transition with clean and concise options for buy now pay later Reviewed on: 14th April 2026
Q MEHMOOD 's avatar
Q MEHMOOD

Latest lowest rating:

2

Customer service is SHOCKING I have a 'debit card' and a credit card with PayPal, i enable an offer on my debit card to spend £50 3 times within the given time to get 500 points, ... Read more Reviewed on: 14th April 2026
RN's avatar
RN
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65203)

Excellent credit provider

5
Paypal being a family creditors to me for years, it help me a lot, just as a family member, when I need I just take and pay it back on time. Reviewed on: 31st July 2023
Antonio D's avatar
Antonio D

Absolutely perfect

5
The idea of buying some of my larger more expensive woodworking machinery and have the opertunity to pay it within 4 months with no interest is fantastic. Knowing if I have a machine breaking down and having the means to replace it with no interest is so great. And even if I do go over 4 months the interest rate is competitive. Reviewed on: 31st July 2023
James Walker's avatar
James Walker

PayPal

5
Excellent service all the time so helpful outstanding customer care services Reviewed on: 31st July 2023
Daniel Murray's avatar
Daniel Murray

Made very easy and manageable

5
The whole process from start to finish is surprisingly easy.... even managing payments, everything is at the click of a button, giving you full responsibility and control when you need it Reviewed on: 31st July 2023
Rush Miller's avatar
Rush Miller

The perfect financial tool

5
Paypal Credit with 4 month's interest free on £99 and above has allowed us to tackle some larger projects like replacing old carpeting with lovely wooden floors. 4 months is enough time to complete the job and pay off the amount before going for another project. Reviewed on: 31st July 2023
Ivan Viviers's avatar
Ivan Viviers

Excellent service!

5
Great level of transparency, safer transactions, 4 months interest free when using PayPal Credit - highly recommend! Reviewed on: 31st July 2023
Gabriela C's avatar
Gabriela C

Easiest Credit Ever

5
PayPal credit is hands down the easiest form of credit, with it being online as well it makes me stop and think about what I'm purchasing because I can't just use it when I'm in a physical store, it's helped my credit score massively and it's my go to when making big purchases, the 4 months 0% interest is a life saver! Reviewed on: 31st July 2023
Jaide Cullen's avatar
Jaide Cullen

Easy shopping

5
You can pay during 4 months and there is no interest. Reviewed on: 31st July 2023
Shermineh Hashemloo's avatar
Shermineh Hashemloo

Quick, easy and manageable offers

5
PayPal credit offers a great interest rate for either small purchases or an excellent 0% offer on anything above £99 making payments manageable on goods and services that require such payment. Heavily recommend PayPal Credit Reviewed on: 31st July 2023
Joshua Handley's avatar
Joshua Handley

Reliable

5
The credit card option is a good option for payment the 4 months 0% helps greatly with payment extensions Reviewed on: 31st July 2023
Michel Osinnowo's avatar
Michel Osinnowo

Review PayPal: PayPal Credit now

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