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PayPal: PayPal Credit reviews

4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181103)

PayPal Ctedit

5
The most convenient payment system I’ve ever used and would recommend it for anything you pay for especially on credit.. Reviewed on: 1st June 2026

Easy to use, fair and trustworthy

5
Easy to use, fair and trustworthy Reviewed on: 1st June 2026

Very easy to use, always very helpful if there is a...

5
Very easy to use, always very helpful if there is a problem and being able to talk to a person is most welcome. Certainly, for me, the most reliable way to use credit. I get peaceful nights sleep knowing PayPal is taking care of just about everything. Reviewed on: 1st June 2026

All aspects of service is Excellent

5
All aspects of service is Excellent Reviewed on: 1st June 2026

Very smooth service and set up well for the modern d...

5
Very smooth service and set up well for the modern day consumer. Reviewed on: 1st June 2026

I have been using paying PayPal for years for all my...

5
I have been using paying PayPal for years for all my transactions having the ability to pay and not put my payment details in is a godsend as with some sites not sure how secure they are but using PayPal I feel safe and comfortable Reviewed on: 1st June 2026

PayPal has been fantastic for me.

5
PayPal has been fantastic for me. It allowed me to fund key milestones, from flights to visit family to essential professional training. Reviewed on: 1st June 2026

Helpful and consistent

5
Have always been helpful when needed to speak to. Clear billing information and often has offers like 0% on purchases for a few months. There’s never any pressure to increase how much I have. It’s also really useful for covering large payments online. Reviewed on: 1st June 2026

Easy and reliable.

5
Easy and reliable. Handy for easy checkout , efficient. Reviewed on: 1st June 2026

Enjoi it very good future I advise to explore it...

3
Enjoi it very good future I advise to explore it Reviewed on: 1st June 2026

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