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PayPal: PayPal Credit reviews

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4.90
Based on 65,376 reviews, last reviewed 14th Apr 2026
1342500% increase in 5 star reviews
in the past 90 days
3900% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
93%
See only 4 star reviews
6%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I applied for credit and got my card in time and i h... I applied for credit and got my card in time and i have a smooth use of PayPal Reviewed on: 14th April 2026
Brian's avatar
Brian

Latest lowest rating:

2

I have very bad experience with PayPal I have very bad experience with PayPal Reviewed on: 14th April 2026
Musadaq C's avatar
Musadaq C
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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (65376)

Very easy to deal with and fantastic credit offers.

5
Very easy to deal with and fantastic credit offers. Reviewed on: 11th May 2024
Fago's avatar
Fago

Solid Credit Service

5
Solid service. Pay in 3 is a useful feature to spread the cost. Overall, very happy with my experience using Paypal Credit. Reviewed on: 11th May 2024
Jonny C's avatar
Jonny C

Pay in 3 helps spread out the cost over a longer per...

4
Pay in 3 helps spread out the cost over a longer period of time and paypal credit is also nice to have and has very good rates. Reviewed on: 11th May 2024
Presi's avatar
Presi

Pay pal credit.

5
Pay pal credit. Is excellent in flexiblity and protecting the consumer. The 4 months 0 intrest rate for purchases over 100 is amazing. This helps with booking holidays concerts outings and with everyday essentials without getting you're self into debt and with finacial strain. Pay pal give you warnings on how much you need to pay and make it clear to do this so you dont pay intrest and this can be flexible to youre needs you can set up payments around youre finacial needs and how to best suite you in a time of finacial strain that many of us are feeling. Pay pal are excellent at supporting the consumer over the app there responsive and safe and over the phone there helpfull. Pay pal is an excellent safe way to shop online and the customer service equally manges this excellent standard. Reviewed on: 11th May 2024
Tom's avatar
Tom

Very happy with the service.

5
Very happy with the service. Low rates, great working app, fast customer service. Would recommend to everybody. Reviewed on: 11th May 2024
Kacper's avatar
Kacper

PayPal efficientcy

5
Have always used PayPal for online transactions never been a problem even with PayPal credit . Reviewed on: 11th May 2024
Roger the good one 's avatar
Roger the good one

No.1 option for me! Best company to deal with

5
Paypal Credit is always the first option I use when I am unable to make a payment on a purchase right away! So handy to have and it helps it’s 0% interest for 4 months so it gives me time to pay off my credit. The customer service from PayPal has always been helpful and unbeaten by any other company. Reviewed on: 11th May 2024
Maya T's avatar
Maya T

Their services and flexibility in payment methods ar...

5
Their services and flexibility in payment methods are fantastic. The whole process is easy to use from start to finish as well as the additional security PayPal provides. Reviewed on: 11th May 2024
Naseem A's avatar
Naseem A

Only thing I can say is great service

5
Only thing I can say is great service Reviewed on: 11th May 2024
Kaan 's avatar
Kaan

A good interest arate and flexible payment options

5
A good interest arate and flexible payment options Reviewed on: 11th May 2024
Leigh S's avatar
Leigh S

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