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PayPal: PayPal Credit reviews

4.73
Based on 181,099 reviews, last reviewed 5th Aug 2026
62% increase in 5 star reviews
in the past 90 days
86% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026
mr mark e gittins's avatar
mr mark e gittins

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181103)

PayPal is the best

5
I’ve been with pay pal for years and never once had a problem Reviewed on: 1st June 2026

Great service all round easy and affective

5
Great service all round easy and affective Reviewed on: 1st June 2026

So quick & easy.

5
So quick & easy. Simple and safe way to pay in full or in installments Reviewed on: 1st June 2026

Good service, friendly staff.

4
Good service, friendly staff. Easy to read resources and guides and app is user friendly. Only complaint is arranging credit increase or decrease could be simpler. Reviewed on: 1st June 2026

Very responsive and can manage my funds really effec...

5
Very responsive and can manage my funds really effectively, it does exactly what I want PayPal to do. Very easy to use and ensures my needs are met. Reviewed on: 1st June 2026

Easy to use with lots of benefits.

5
Easy to use with lots of benefits. Very trusted company Reviewed on: 1st June 2026

Secure, reliable, and user-friendly

5
Provides me a secure, reliable, and user-friendly payment experience. Transactions are fast, the platform is easy to navigate, whether sending money or making online purchases. Excellent customer service and global acceptance. Love the pay in 3 option. Reviewed on: 1st June 2026

I love PayPal the most safest and easiest app

5
I love PayPal the most safest and easiest app Reviewed on: 1st June 2026

Team praise

5
The team were professional and easy to communicate with. They knew what questions to ask me and how to give me answers that were clear yet thorough. Reviewed on: 1st June 2026

Very easy to use and a useful financial tool.

5
Very easy to use and a useful financial tool. Reviewed on: 1st June 2026

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