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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181104 reviews)

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4.73

Based on 181,099 reviews, last reviewed 5th Aug 2026

62% increase in 5 star reviews

in the past 90 days

86% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181104)

Using PayPal gives you piece of mind

Using PayPal gives me piece of mind when making large purchases, any problems and I contact them for help, it's sorted and i'm refunded. Also the credit services help me spread the cost Reviewed on: 1st June 2026

Best finance company

I never have any problems with PayPal Reviewed on: 1st June 2026

Easy way to spend with more time to pay taking the s...

Easy way to spend with more time to pay taking the stress out of shopping Reviewed on: 1st June 2026

They have had great customer service when contacting...

They have had great customer service when contacting them and helped me to build my credit score. Reviewed on: 1st June 2026

The application is not very friendly.

The application is not very friendly. Reviewed on: 1st June 2026

Great Experience

Always had great experience with PayPal, pay in 3 is a gem Reviewed on: 1st June 2026

i use it a lot makes bigger purchases more affordable

i use it a lot makes bigger purchases more affordable Reviewed on: 1st June 2026

PayPal is useful to keep online shopping safe

PayPal is useful to keep online shopping safe Reviewed on: 1st June 2026

Easy to use online and instore.

Easy to use online and instore. Safe and secure Reviewed on: 1st June 2026

It all is very easy and straight forward.

It all is very easy and straight forward. Reviewed on: 1st June 2026

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