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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181105 reviews)

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4.73

Based on 181,099 reviews, last reviewed 5th Aug 2026

62% increase in 5 star reviews

in the past 90 days

86% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181105)

A great way to shop

Paypal is a very convienent way to pay for goods and offer different ways to pay they are also very good at solving any issues you might have overall the make shopping a comfortable experience . Reviewed on: 2nd June 2026

Great way to pay for stuff safely.

Great way to pay for stuff safely. Reviewed on: 2nd June 2026

Nice and Easy

Being able to use the pay in 3 and credit services is a great feature to help spread the cost of shipping and any issues are easy to remedy by using the chat feature within the app, I can only recommend that people use this service as it will save you a lot of hassle and make managing payments and purchases extremely simple Reviewed on: 2nd June 2026

Good service, humans on the end of the phone

Good service, humans on the end of the phone Reviewed on: 1st June 2026

Fantastic service, quick money transfers and great c...

Fantastic service, quick money transfers and great costumer service Reviewed on: 1st June 2026

Always use PayPal for purchases when available best...

Always use PayPal for purchases when available best service for making purchases. Reviewed on: 1st June 2026

Excellent

Great service and easy to use. PayPal makes online payments quick, secure, and convenient. The platform is user-friendly, transactions are processed smoothly, and buyer protection adds extra peace of mind when shopping online. I’ve had a positive experience and would recommend it for everyday online payments. Reviewed on: 1st June 2026

Really quick and easy to use.

Really quick and easy to use. Great rewards Reviewed on: 1st June 2026

No choice on what you paying to manage interest

Find it impossible to choose what I’m paying off so interest free period goes past and end up paying interest even when it was first payment ever made?! Reviewed on: 1st June 2026

So easy to use and reliable

PayPal is a quick and reliable platform, my go to for purchasing from all types of sellers as well as sending money to friends or family etc The introduction of the debit card makes things even more convenient, linked to Apple Pay things are so quick and easy. Add in the extra level of buyer protection and for me PayPal can’t be matched by any other provider. Reviewed on: 1st June 2026

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