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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181099 reviews)

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4.73

Based on 181,099 reviews, last reviewed 5th Aug 2026

62% increase in 5 star reviews

in the past 90 days

86% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

I have been useing paypal for over 20 years now safe... I have been useing paypal for over 20 years now safest way to purchase online Reviewed on: 5th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181099)

PayPal credit is good

PayPal credit is good. I often use it for short term purchases and the occasional larger purchase. PayPal make sure i have reminders and am lept up to date Reviewed on: 1st June 2026

Fake site

I bought perfume off what I thought was real site, I got my money back within minutes of telling paypal Reviewed on: 1st June 2026

Speedy withdrawals

Always quick payments and withdrawals. Clear website and app to use. Reviewed on: 1st June 2026

New card experiance.

Only just had card but account for years without any problems Reviewed on: 1st June 2026

paypal credit card

Found PayPal credit card to be easy to use and manage my finances Reviewed on: 1st June 2026

Good service

I’ve used for a number of years. Very good Reviewed on: 1st June 2026

Always an amazing service, use PayPal every day

Always an amazing service, use PayPal every day Reviewed on: 1st June 2026

The PayPal app is very good, very straightforward an...

The PayPal app is very good, very straightforward and easy to use. Laid out very nicely. Reviewed on: 1st June 2026

Erm I choose money to send and send immediately, get...

Erm I choose money to send and send immediately, get choice up to 12 month low I terest but always pay off early-ish be nice if vound bring back to 10 month free interest options again Reviewed on: 1st June 2026

Never had any problems with PayPal credit.

Never had any problems with PayPal credit. Accepted straight away.Might seems a bit expensive, but sometimes it is a last resort. Reviewed on: 1st June 2026

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