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PayPal: PayPal Credit reviews

4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181099)

Very safe way to buy things and the customer service...

5
Very safe way to buy things and the customer services is really good. Reviewed on: 1st June 2026

Handy app to have, easy to use, very good

5
Handy app to have, easy to use, very good Reviewed on: 1st June 2026

Great service

5
It’s great easy too use brilliant for paying in 3 or pay in four months time Reviewed on: 1st June 2026

PayPal is completely safe and reliable.

5
PayPal is completely safe and reliable. I would recommend to anyone Reviewed on: 1st June 2026

PAYPAL is a Trusted, Handed Brand

5
PAYPAL is always on hand to help spread the payments of a big purchase Reviewed on: 1st June 2026

Able to buy quality items

5
Been able to purchase more expensive items without having to shell out the full cost immediately Reviewed on: 1st June 2026

I'm satisfied

5
Excellent!!! I'm satisfied, wszystko bardzo proste Reviewed on: 1st June 2026

Enjoying the points and the options to pay in 3 and...

5
Enjoying the points and the options to pay in 3 and zero interest for four months. Reviewed on: 1st June 2026

You shouldn’t need peace of mind when shopping onlin...

5
You shouldn’t need peace of mind when shopping online - but PayPal gives you that. Reviewed on: 1st June 2026

Easy access and stress free for a

5
Easy access and stress free for a Reviewed on: 1st June 2026

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