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PayPal: PayPal Credit reviews

4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181099)

Always feel safe sending and receiving money through...

5
Always feel safe sending and receiving money through PayPal. All issues are dealt with thoroughly. Reviewed on: 1st June 2026

100% trust Paypal

5
I trust PayPal I have used this method for years excellent credit and help to pay in installments now I can gain points and have a physical card which all helps towards gaining a better credit score I would one hundred percent recommend PayPal to everyone Reviewed on: 1st June 2026

Very easy to use, keeps track of all my spending.

5
Very easy to use, keeps track of all my spending. Very secure Reviewed on: 1st June 2026

Really great.

5
Really great. Customer service is excellent and quick. Reviewed on: 1st June 2026

Can't imagine not having Paypal

5
I've been using PayPal for years, they've always helped me and the service they provide is very convenient Reviewed on: 1st June 2026

Very easy to use.

5
Very easy to use. And the flexibility is great. Reviewed on: 1st June 2026

Easy to use and very flexible.

4
Easy to use and very flexible. Credit is excellent and pay in three is an excellent way of spreading costs Reviewed on: 1st June 2026

Gives me satisfaction that paypal will fight my batt...

5
Gives me satisfaction that paypal will fight my battles lol Reviewed on: 1st June 2026

Top app highly recommend

5
Very very good highly recommend always a safe way to purchase Reviewed on: 1st June 2026

Very good, I love PayPal

5
Fast and Secure! I've been using PayPal for a long time, and it has never disappointed me. Transactions are incredibly fast, and the platform is highly secure. Shopping online is so much easier with PayPal. Highly recommended! Reviewed on: 1st June 2026

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