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PayPal: PayPal Credit reviews

4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181099)

Perfect for paying online for larger purchases and s...

5
Perfect for paying online for larger purchases and splitting the payments across a longer amount of time Reviewed on: 1st June 2026

Always good customer service

5
Always good customer service and quick and easy to pay Reviewed on: 1st June 2026

Pay pal is great!

5
Pay pal is great! Easy to use! Great now you can get points using PayPal. I’ve been using it for years now. Reviewed on: 1st June 2026

Very good options that accept PayPal Credi and pay I...

5
Very good options that accept PayPal Credi and pay I 3 as an option so I have enjoyed using it. Reviewed on: 1st June 2026

Ive used paypal for over 15yrs and had paypal credit...

5
Ive used paypal for over 15yrs and had paypal credit for around 7 yrs and i would not use anything else they are the best online credit firm by miles so easy and quick to use also get great perks for using there service. Reviewed on: 1st June 2026

Great customer service team

5
I think they have a good set of customer service team wiiling to cater clients the beat possible way Reviewed on: 1st June 2026

Easy to use never any hassle straight forward to use...

5
Easy to use never any hassle straight forward to use and payoff Reviewed on: 1st June 2026

Never had a problem using PayPal it just makes life...

5
Never had a problem using PayPal it just makes life and purchases easy :) Reviewed on: 1st June 2026

Trusted PayPal for many years

5
Used PayPal for many years with added security for online purchases and have helped me out when things didn’t go as planned and scammed! Reviewed on: 1st June 2026

Great service ..

4
I have been using PayPal for many years now and have never had any problems at all with the service they have a variety of options for money which I have used Reviewed on: 1st June 2026

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