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PayPal: PayPal Credit reviews

4.73
Based on 181,098 reviews, last reviewed 4th Aug 2026
63% increase in 5 star reviews
in the past 90 days
89% increase in 1 star reviews
in the past 90 days
See only 5 star reviews
92%
See only 4 star reviews
7%
See only 3 star reviews
1%
See only 2 star reviews
0%
See only 1 star reviews
0%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026
Michael Buckley's avatar
Michael Buckley

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026
Bianca Vlascu's avatar
Bianca Vlascu

About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

Review PayPal: PayPal Credit now

Help others make smarter decisions by sharing your own experience. Write a review

PayPal PayPal Credit reviews (181099)

I have used PayPal for more than 10 years and I am h...

5
I have used PayPal for more than 20 years and I am happy customer. Thank you. Reviewed on: 1st June 2026

Absolutely love PayPal is helped me so many times wh...

5
Absolutely love PayPal is helped me so many times when needed love it!! Reviewed on: 1st June 2026

Interest free bonus

5
Love the interest free period on credit purchases and the points are a bonus as well as the convenience. Reviewed on: 1st June 2026

Would definitely recommend

5
Excellent service…. Easy and understandable…. Informative.. Reviewed on: 1st June 2026

Easy to use and useful

5
I use it quite a lot not had any issues Reviewed on: 1st June 2026

Always feel safe paying through PayPal, any issues h...

5
Always feel safe paying through PayPal, any issues have always been resolved quickly. Reviewed on: 1st June 2026

Great service

5
Really easy to use and convenient as it is connected with numerous retailers. Reviewed on: 1st June 2026

Great service

5
PayPal is easy and stress free and simple to use. It’s paid now and pay back over 3 month at 0% interest is great. Reviewed on: 1st June 2026

Great way to ensure instant secure payments, with th...

5
Great way to ensure instant secure payments, with the possibility of using PayPal credit as well as the usual PayPal payment options. Reviewed on: 1st June 2026

I like the buy now pay later options, I gives me fre...

5
I like the buy now pay later options, I gives me freedom to purchase in advance and experience or examine the purchase without paying up front Reviewed on: 1st June 2026

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