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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.73 (181099 reviews)

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4.73

Based on 181,098 reviews, last reviewed 4th Aug 2026

63% increase in 5 star reviews

in the past 90 days

89% increase in 1 star reviews

in the past 90 days

92%

Latest highest rating:

5

A good secure way. A good secure way. of shopping today@ Reviewed on: 4th August 2026

Latest lowest rating:

2

great app, very useful n othing like it great app, very useful n othing like it Reviewed on: 23rd July 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (181099)

Easy to use and flexible payment option

Overall, PayPal Credit has been a convenient way to spread the cost of purchases and manage larger payments more comfortably. The application process was simple, payments are easy to track, and it works smoothly with online shopping platforms like eBay. I also like having flexibility when unexpected expenses come up. Reviewed on: 1st June 2026

I use PayPal for everything now.

I use PayPal for everything now. Feels safer Reviewed on: 1st June 2026

Easy to use App.

Easy to use App. Only had to call the custimer services once and the lady sorted my issue out very quickly. Reviewed on: 1st June 2026

Not very good in explaining in a dispute

Not very good in explaining in a dispute Reviewed on: 1st June 2026

Excellent when i need it most.

Excellent when i need it most. Its very simple to use and always accesable Reviewed on: 1st June 2026

Very good and useful for credit

V ery good and useful for credit Reviewed on: 1st June 2026

Great APP really easy to use, lots of ways to safely...

Great APP really easy to use, lots of ways to safely purchase online via card or PayPal credit etc. Reviewed on: 1st June 2026

Simple easy secure way to pay for items with option...

Simple easy secure way to pay for items with option to spread the cost at no extra cost Reviewed on: 1st June 2026

It’s the most reliable payment option for you.

It’s the most reliable payment option for you. I feel safe using PayPal hence I use it for all my purchases Reviewed on: 1st June 2026

Best payment app in my opinion.

Best payment app in my opinion. Fast, secure and with great options and benefits. Reviewed on: 1st June 2026

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