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PayPal: PayPal Credit reviews

Name: PayPal Credit
Rating: 4.9 (63036 reviews)

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4.90

Based on 63,036 reviews, last reviewed 14th Apr 2026

1126600% increase in 5 star reviews

in the past 90 days

3600% increase in 1 star reviews

in the past 90 days

93%

Latest highest rating:

5

Excellent service Excellent service with different options that suit my needs. Reviewed on: 14th April 2026

Latest lowest rating:

1

Staff dealing with claims not properly trained, proc... Staff dealing with claims not properly trained, process is also questionable lacking necessary steps to resolve fairly and in a timely manner. Reviewed on: 14th April 2026

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About this product

PayPal Credit is a reusable digital credit line that can be added to your PayPal wallet and used for eligible online purchases.

Accepted at thousands of online retailers that offer PayPal at checkout, PayPal Credit is a flexible way to pay. Eligible purchases get PayPal’s encryption and 24/7 fraud monitoring, as well as Buyer Protection.

PayPal reviews help you find out what it’s really like to be a customer. If you’ve used PayPal before, you can also leave a review and share your experience.

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PayPal PayPal Credit reviews (63036)

Paypal Credit

Easy to use and set up - just wish more shops and online stores used Paypal - pay in three is awesome as well or add to credit - so much flexibility Reviewed on: 13th June 2022

Best partner

Better than my bank PayPal made my life easier and more secure with no cost. Reviewed on: 13th June 2022

Review

Good promotions offered compared to other credit cards Reviewed on: 13th June 2022

Easy to use

PayPal is available at so many retailers now, and its so easy to use with lots of different options to choose, simple and easy! Reviewed on: 13th June 2022

Easy and great offers

Easy to use and extremely quick for almost all online checkouts. The 4 month interest free offer makes it great for emergency purchases. Reviewed on: 13th June 2022

Hope this is going to give me some enjoyment

This would help me a lot as I have not got credit card and need a new wardrobe Reviewed on: 13th June 2022

Efficient payment service

With PayPal I do not fear in buying anything especially when its 99 pounds and over and its 4 months interest free. I love this service and I hope they could increase my credit limit so I can take on bigger purchases. Reviewed on: 13th June 2022

Always there to help

Can rely on paypal credit anytime!!! Reviewed on: 13th June 2022

I've been with them for years

I can't remember the year. I started with PayPal but it's a lot of years ago now and I have had no reason to look for anyone else ten out of ten Reviewed on: 13th June 2022

Secure, Easy to use what's not too Like

Used PayPal numerous times using their different options, payments go through quickly and PayPal keep me fully informed of my purchasers and payment dates whether it be Pay in 3, PayPal Credit or via one of my Credit Cards registered with PayPal. Reviewed on: 13th June 2022

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